Pet Insurance Buyer's Guide

Pet insurance is a health care policy that’s specifically designed to provide you reimbursement for any health expenses that are covered by the policy that you’ve chosen for your pet. A pet insurance policy will pay a portion or the entire cost of your pet’s medical bills depending on the coverage you’ve selected. A pet insurance policy is an easy way to manage your bills so that you don’t find yourself in a situation where you’re forced to spend more money than you can afford, simply to provide your pet the care that they need. 

Visit our overall top pick for Pet Insurance, Embrace.

Our Top 3 Pet Insurance Picks

1. Embrace - 9.9

Embrace Pet Insurance takes the guesswork out of protecting your pet. Your pet is family and no matter what happens you want to be there for them. In an emergency, the last thing you should worry about is finances, so Embrace Pet Insurance works hard to cover costs while you focus on what's important. Rated A+ by the Better Business Bureau, Embrace is a comprehensive insurance plan designed with your pet in mind. With its personalized policies, you can decide what's right for you and your family while your pet receives some of the best coverage on the market.  Read our full Embrace review.

Save 10% with 2 or More Insured Pets

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2. Fetch Pet Insurance - 9.8

Fetch Pet Insurance stands out from its competitors by covering items other pet insurance won't pay for, such as breed-specific issues, tooth problems, and complete sick visits. With affordable, comprehensive pet insurance for dogs and cats, Fetch Pet Insurance offers one simple, easy-to-understand plan. Read our full Fetch Pet Insurance review.

$1,000 in Online Vet Visits Included- No Extra Cost

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3. Spot Pet Insurance - 9.4

Spot Pet Insurance operates as a reimbursement type of coverage that can work with any veterinarian. Spot offers an impressive level of customizability and flexibility when it comes to prices on their plans. As a pet parent, you’ll be able to choose from two plans with choices of six annual limits, five annual deductibles, and three reimbursement rates. This ultimately ensures that you only pay for the services that your pet needs. Read our full Spot Pet Insurance review.

Save 10% for Eligible Multiple Pets

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Navigating the many choices for every consumer purchase can be challenging. Our team spends hours doing research, combing through forums, and reading consumer reviews on even the most basic of household items, and we summarize that information in clear, precise comparisons.

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