Join the millions that have trusted BuyersGuide.org's expert reviews and data-driven recommendations. Our curated list of pet insurance providers includes options for dogs and cats of all breeds and ages and with prices that will fit any budget.
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks to 14 years
- Deductibles: $100, $250, $500, $750, and $1,000
- Claims: Submit online, get paid in as little as 3 days upon approval
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks to 14 years
- Deductibles: $100, $250, $500, $750, and $1,000
- Claims: Submit online, get paid in as little as 3 days upon approval
- Coverage: Accident, Illness, Preventive Care, Therapy
- Age Range: 8 weeks and up
- Deductibles: $100, $250, $500, $750, and $1,000
- Claims: Submit online, get paid 2-3 business days upon approval
- Coverage: Accident, Illness, Preventive Care, Therapy
- Age Range: 8 weeks and up
- Deductibles: $100, $250, $500, $750, and $1,000
- Claims: Submit online, get paid 2-3 business days upon approval
- Coverage: Accident, Illness, Preventive Care, Prescriptions
- Age Range: 8 weeks and up
- Deductibles: $100, $250, $500, and $750
- Claims: Submit via app, get paid in minutes upon approval
- Coverage: Accident, Illness, Preventive Care, Prescriptions
- Age Range: 8 weeks and up
- Deductibles: $100, $250, $500, and $750
- Claims: Submit via app, get paid in minutes upon approval
- Coverage: Accident & illness, up to $10K in coverage annually
- Age Range: 8 weeks and up
- Deductibles: $50 to $1000
- Claims: Automated claim filing, most claims processed within 5 days
- Disclaimer: Nibbles is not a bank. The Nibbles Card is issued by Lead Bank. Fees and Terms & Conditions apply. See Nibbles.com for details.
- Coverage: Accident & illness, up to $10K in coverage annually
- Age Range: 8 weeks and up
- Deductibles: $50 to $1000
- Claims: Automated claim filing, most claims processed within 5 days
- Disclaimer: Nibbles is not a bank. The Nibbles Card is issued by Lead Bank. Fees and Terms & Conditions apply. See Nibbles.com for details.
Our Top Choice
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks to 14 years
- Deductibles: $100, $250, $500, $750, and $1,000
- Claims: Submit online, get paid in as little as 3 days upon approval
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks to 14 years
- Deductibles: $100, $250, $500, $750, and $1,000
- Claims: Submit online, get paid in as little as 3 days upon approval
Compare Features
Pet Insurance Buyer's Guide
Pet insurance is a health care policy that’s specifically designed to provide you reimbursement for any health expenses covered by the policy that you’ve chosen for your pet. A pet insurance policy will pay a portion or the entire cost of your pet’s medical bills depending on the coverage you’ve selected. A pet insurance policy is an easy way to manage your bills so that you don’t find yourself in a situation where you’re forced to spend more money than you can afford providing your pet the care they need. We reviewed the top pet insurance plans to allow you to compare coverage, costs, and customer reviews so you can choose the best protection for your furry friend.
Visit our overall top pick for Pet Insurance for Cats, Embrace.
Our Top 3 Pet Insurance Picks
1. Embrace - 9.8
Embrace Pet Insurance takes the guesswork out of protecting your pet. Your pet is family and no matter what happens you want to be there for them. In an emergency, the last thing you should worry about is finances, so Embrace Pet Insurance works hard to cover costs while you focus on what's important. Rated A+ by the Better Business Bureau, Embrace is an insurance plan designed with your pet in mind. With its personalized policies, you can decide what's right for you and your family while your pet receives some of the best coverage on the market. Read our full Embrace review.
2. Spot Pet Insurance - 9.7
Spot Pet Insurance operates as a reimbursement type of coverage that can work with any veterinarian. Spot offers an impressive level of customizability and flexibility when it comes to prices on their plans. As a pet parent, you’ll be able to choose from two plans with choices of six annual limits, five annual deductibles, and three reimbursement rates. This ultimately ensures that you only pay for the services that your pet needs. Read our full Spot Pet Insurance review.
3. Lemonade - 9.2
Lemonade Pet Insurance provides coverage for diagnostics, procedures, medications, and preventative care treatments. Lemonade only has a waiting period of two days for accidents, which is significantly less time than numerous competitors. Read our full Lemonade review.
ABOUT BUYER'S GUIDE
Navigating the many choices for every consumer purchase can be challenging. Our team spends hours doing research, combing through forums, and reading consumer reviews on even the most basic of household items, and we summarize that information in clear, precise comparisons.
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