Best Dental Insurance Plans for Pets Updated July 2025

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Best Dental Insurance Plans for Pets
2025 Buyer's GuideUpdated July 2025

9.9

1

9.9

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Deductibles: $100, $250, $500, $750, and $1,000
  • Claims: Submit online, get paid in as little as 3 days upon approval

9.9

1

9.9

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Deductibles: $100, $250, $500, $750, and $1,000
  • Claims: Submit online, get paid in as little as 3 days upon approval

9.8

2

9.8

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Therapy
  • Age Range: 8 weeks and up
  • Deductibles: $100, $250, $500, $750, and $1,000
  • Claims: Submit online, get paid 2-3 business days upon approval

9.8

2

9.8

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Therapy
  • Age Range: 8 weeks and up
  • Deductibles: $100, $250, $500, $750, and $1,000
  • Claims: Submit online, get paid 2-3 business days upon approval

9.3

3

9.3

Save 5% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Prescriptions
  • Age Range: 8 weeks and up
  • Deductibles: $100, $250, $500, and $750
  • Claims: Submit via app, get paid in minutes upon approval

9.3

3

9.3

Save 5% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Prescriptions
  • Age Range: 8 weeks and up
  • Deductibles: $100, $250, $500, and $750
  • Claims: Submit via app, get paid in minutes upon approval

9.0

4

9.0

  • Coverage: Accident & illness, up to $10K in coverage annually
  • Age Range: 8 weeks and up
  • Deductibles: $50 to $1000
  • Claims: Automated claim filing, most claims processed within 5 days
  • Disclaimer: Nibbles is not a bank. The Nibbles Card is issued by Lead Bank. Fees and Terms & Conditions apply. See Nibbles.com for details.

9.0

4

9.0

  • Coverage: Accident & illness, up to $10K in coverage annually
  • Age Range: 8 weeks and up
  • Deductibles: $50 to $1000
  • Claims: Automated claim filing, most claims processed within 5 days
  • Disclaimer: Nibbles is not a bank. The Nibbles Card is issued by Lead Bank. Fees and Terms & Conditions apply. See Nibbles.com for details.

Our Top Choice

9.9

1

9.9

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Deductibles: $100, $250, $500, $750, and $1,000
  • Claims: Submit online, get paid in as little as 3 days upon approval

9.9

1

9.9

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Deductibles: $100, $250, $500, $750, and $1,000
  • Claims: Submit online, get paid in as little as 3 days upon approval

Compare Features

Deductibles
Best Dental Plans
1.
Best for Dogs
2.
3.
4.
Deal
Save 10% with 2 or More Insured Pets Save 10% for Eligible Multiple Pets Save 5% for Eligible Multiple Pets
Deal Save 10% with 2 or More Insured Pets Save 10% for Eligible Multiple Pets Save 5% for Eligible Multiple Pets
Coverage
Accident, Illness, Preventive Care Accident, Illness, Preventive Care, Therapy Accident, Illness, Preventive Care, Prescriptions Accident & illness, up to $10K in coverage annually
Coverage
Accident, Illness, Preventive Care Accident, Illness, Preventive Care, Therapy Accident, Illness, Preventive Care, Prescriptions Accident & illness, up to $10K in coverage annually
Age Range
6 weeks to 14 years 8 weeks and up 8 weeks and up 8 weeks and up
Age Range
6 weeks to 14 years 8 weeks and up 8 weeks and up 8 weeks and up
Deductibles
$100, $250, $500, $750, and $1,000 $100, $250, $500, $750, and $1,000 $100, $250, $500, and $750 $50 to $1000
Deductibles
$100, $250, $500, $750, and $1,000 $100, $250, $500, $750, and $1,000 $100, $250, $500, and $750 $50 to $1000
Claims
Submit online, get paid in as little as 3 days upon approval Submit online, get paid 2-3 business days upon approval Submit via app, get paid in minutes upon approval Automated claim filing, most claims processed within 5 days
Claims
Submit online, get paid in as little as 3 days upon approval Submit online, get paid 2-3 business days upon approval Submit via app, get paid in minutes upon approval Automated claim filing, most claims processed within 5 days

Pet Insurance Buyer's Guide

Pet insurance is a health care policy that’s specifically designed to provide you reimbursement for any health expenses covered by the policy that you’ve chosen for your pet. A pet insurance policy will pay a portion or the entire cost of your pet’s medical bills depending on the coverage you’ve selected. A pet insurance policy is an easy way to manage your bills so that you don’t find yourself in a situation where you’re forced to spend more money than you can afford providing your pet the care they need.  We reviewed the top pet insurance plans to allow you to compare coverage, costs, and customer reviews so you can choose the best protection for your furry friend.

Visit our overall top pick for Dental Insurance Plans for Pets, Embrace.

Our Top 3 Pet Insurance Picks


1. Embrace - 9.9

Embrace Pet Insurance takes the guesswork out of protecting your pet. Your pet is family and no matter what happens you want to be there for them. In an emergency, the last thing you should worry about is finances, so Embrace Pet Insurance works hard to cover costs while you focus on what's important. Rated A+ by the Better Business Bureau, Embrace is an insurance plan designed with your pet in mind. With its personalized policies, you can decide what's right for you and your family while your pet receives some of the best coverage on the market.  Read our full Embrace review.


2. Spot Pet Insurance - 9.8

Spot Pet Insurance operates as a reimbursement type of coverage that can work with any veterinarian. Spot offers an impressive level of customizability and flexibility when it comes to prices on their plans. As a pet parent, you’ll be able to choose from two plans with choices of six annual limits, five annual deductibles, and three reimbursement rates. This ultimately ensures that you only pay for the services that your pet needs. Read our full Spot Pet Insurance review.


3. Lemonade - 9.3

Lemonade Pet Insurance provides coverage for diagnostics, procedures, medications, and preventative care treatments. Lemonade only has a waiting period of two days for accidents, which is significantly less time than numerous competitors. Read our full Lemonade review.

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