Join the millions that have trusted BuyersGuide.org's expert reviews and data-driven recommendations. Our curated list of pet insurance providers includes options for dogs and cats of all breeds and ages and with prices that will fit any budget.
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks to 14 years
- Price: From $18/month
- Claims: Submit online, get paid in as little as 3 days upon approval
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks to 14 years
- Price: From $18/month
- Claims: Submit online, get paid in as little as 3 days upon approval
- Coverage: Accident, Illness, Preventive Care, Therapy
- Age Range: 8 weeks and up
- Price: From $16/month
- Claims: Submit online, get paid 2-3 business days upon approval
- Coverage: Accident, Illness, Preventive Care, Therapy
- Age Range: 8 weeks and up
- Price: From $16/month
- Claims: Submit online, get paid 2-3 business days upon approval
- Coverage: Accident, Illness, Preventive Care
- Age Range: 8 weeks and up
- Price: From $12/month
- Claims: Submit online, get paid in as little as 7 days upon approval
- Coverage: Accident, Illness, Preventive Care
- Age Range: 8 weeks and up
- Price: From $12/month
- Claims: Submit online, get paid in as little as 7 days upon approval
- Coverage: Accident, Illness, Preventive Care, Prescriptions
- Age Range: 8 weeks and up
- Price: Plans from $10/month
- Claims: Submit via app, get paid in minutes upon approval
- Coverage: Accident, Illness, Preventive Care, Prescriptions
- Age Range: 8 weeks and up
- Price: Plans from $10/month
- Claims: Submit via app, get paid in minutes upon approval
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks and up
- Price: From $25/month
- Claims: Submit online, get paid 1-2 days upon approval
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks and up
- Price: From $25/month
- Claims: Submit online, get paid 1-2 days upon approval
Our Top Choice
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks to 14 years
- Price: From $18/month
- Claims: Submit online, get paid in as little as 3 days upon approval
- Coverage: Accident, Illness, Preventive Care
- Age Range: 6 weeks to 14 years
- Price: From $18/month
- Claims: Submit online, get paid in as little as 3 days upon approval
Compare Features
Pet Insurance Buyer's Guide
Pet insurance is a health care policy that’s specifically designed to provide you reimbursement for any health expenses that are covered by the policy that you’ve chosen for your pet. A pet insurance policy will pay a portion or the entire cost of your pet’s medical bills depending on the coverage you’ve selected. A pet insurance policy is an easy way to manage your bills so that you don’t find yourself in a situation where you’re forced to spend more money than you can afford, simply to provide your pet the care that they need.
Visit our overall top pick for Pet Insurance for Dogs, Embrace.
Our Top 3 Pet Insurance Picks
1. Embrace - 9.9
Embrace Pet Insurance takes the guesswork out of protecting your pet. Your pet is family and no matter what happens you want to be there for them. In an emergency, the last thing you should worry about is finances, so Embrace Pet Insurance works hard to cover costs while you focus on what's important. Rated A+ by the Better Business Bureau, Embrace is a comprehensive insurance plan designed with your pet in mind. With its personalized policies, you can decide what's right for you and your family while your pet receives some of the best coverage on the market. Read our full Embrace review.
2. Spot Pet Insurance - 9.5
Spot Pet Insurance operates as a reimbursement type of coverage that can work with any veterinarian. Spot offers an impressive level of customizability and flexibility when it comes to prices on their plans. As a pet parent, you’ll be able to choose from two plans with choices of six annual limits, five annual deductibles, and three reimbursement rates. This ultimately ensures that you only pay for the services that your pet needs. Read our full Spot Pet Insurance review.
3. ASPCA Pet Insurance - 9.3
ASPCA Pet Health Insurance provides you with a highly versatile, surefire way to keep your pets protected with coverage that allows you to take your dog or cat to any veterinarian in the United States. What's more is that ASPCA Pet Health Insurance has a max annual coverage of $10,000, which is higher than most of their competitors. Read our full ASPCA Pet Insurance review.
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Navigating the many choices for every consumer purchase can be challenging. Our team spends hours doing research, combing through forums, and reading consumer reviews on even the most basic of household items, and we summarize that information in clear, precise comparisons.
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