Best Pet Insurance for Dogs Updated December 2024

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Best Pet Insurance for Dogs
2024 Buyer's GuideUpdated December 2024

9.9

1

9.9

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Price: From $18/month
  • Claims: Submit online, get paid in as little as 3 days upon approval

9.9

1

9.9

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Price: From $18/month
  • Claims: Submit online, get paid in as little as 3 days upon approval

9.5

2

9.5

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Therapy
  • Age Range: 8 weeks and up
  • Price: From $16/month
  • Claims: Submit online, get paid 2-3 business days upon approval

9.5

2

9.5

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Therapy
  • Age Range: 8 weeks and up
  • Price: From $16/month
  • Claims: Submit online, get paid 2-3 business days upon approval

9.3

3

9.3

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 8 weeks and up
  • Price: From $12/month
  • Claims: Submit online, get paid in as little as 7 days upon approval

9.3

3

9.3

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 8 weeks and up
  • Price: From $12/month
  • Claims: Submit online, get paid in as little as 7 days upon approval

9.0

4

9.0

Save 5% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Prescriptions
  • Age Range: 8 weeks and up
  • Price: Plans from $10/month
  • Claims: Submit via app, get paid in minutes upon approval

9.0

4

9.0

Save 5% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Prescriptions
  • Age Range: 8 weeks and up
  • Price: Plans from $10/month
  • Claims: Submit via app, get paid in minutes upon approval

8.8

5

8.8

$1,000 in Online Vet Visits Included- No Extra Cost
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks and up
  • Price: From $25/month
  • Claims: Submit online, get paid 1-2 days upon approval

8.8

5

8.8

$1,000 in Online Vet Visits Included- No Extra Cost
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks and up
  • Price: From $25/month
  • Claims: Submit online, get paid 1-2 days upon approval

Our Top Choice

9.9

1

9.9

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Price: From $18/month
  • Claims: Submit online, get paid in as little as 3 days upon approval

9.9

1

9.9

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Price: From $18/month
  • Claims: Submit online, get paid in as little as 3 days upon approval

Compare Features

Age Range
Best for Dogs
1.
2.
3.
4.
Best for Cats
5.
Deal
Save 10% with 2 or More Insured Pets Save 10% for Eligible Multiple Pets Save 10% for Eligible Multiple Pets Save 5% for Eligible Multiple Pets $1,000 in Online Vet Visits Included- No Extra Cost
Deal Save 10% with 2 or More Insured Pets Save 10% for Eligible Multiple Pets Save 10% for Eligible Multiple Pets Save 5% for Eligible Multiple Pets $1,000 in Online Vet Visits Included- No Extra Cost
Coverage
Accident, Illness, Preventive Care Accident, Illness, Preventive Care, Therapy Accident, Illness, Preventive Care Accident, Illness, Preventive Care, Prescriptions Accident, Illness, Preventive Care
Coverage
Accident, Illness, Preventive Care Accident, Illness, Preventive Care, Therapy Accident, Illness, Preventive Care Accident, Illness, Preventive Care, Prescriptions Accident, Illness, Preventive Care
Age Range
6 weeks to 14 years 8 weeks and up 8 weeks and up 8 weeks and up 6 weeks and up
Age Range
6 weeks to 14 years 8 weeks and up 8 weeks and up 8 weeks and up 6 weeks and up
Price
From $18/month From $16/month From $12/month Plans from $10/month From $25/month
Price
From $18/month From $16/month From $12/month Plans from $10/month From $25/month
Claims
Submit online, get paid in as little as 3 days upon approval Submit online, get paid 2-3 business days upon approval Submit online, get paid in as little as 7 days upon approval Submit via app, get paid in minutes upon approval Submit online, get paid 1-2 days upon approval
Claims
Submit online, get paid in as little as 3 days upon approval Submit online, get paid 2-3 business days upon approval Submit online, get paid in as little as 7 days upon approval Submit via app, get paid in minutes upon approval Submit online, get paid 1-2 days upon approval

Pet Insurance Buyer's Guide

Pet insurance is a health care policy that’s specifically designed to provide you reimbursement for any health expenses that are covered by the policy that you’ve chosen for your pet. A pet insurance policy will pay a portion or the entire cost of your pet’s medical bills depending on the coverage you’ve selected. A pet insurance policy is an easy way to manage your bills so that you don’t find yourself in a situation where you’re forced to spend more money than you can afford, simply to provide your pet the care that they need. 

Visit our overall top pick for Pet Insurance for Dogs, Embrace.

Our Top 3 Pet Insurance Picks


1. Embrace - 9.9

Embrace Pet Insurance takes the guesswork out of protecting your pet. Your pet is family and no matter what happens you want to be there for them. In an emergency, the last thing you should worry about is finances, so Embrace Pet Insurance works hard to cover costs while you focus on what's important. Rated A+ by the Better Business Bureau, Embrace is a comprehensive insurance plan designed with your pet in mind. With its personalized policies, you can decide what's right for you and your family while your pet receives some of the best coverage on the market.  Read our full Embrace review.


2. Spot Pet Insurance - 9.5

Spot Pet Insurance operates as a reimbursement type of coverage that can work with any veterinarian. Spot offers an impressive level of customizability and flexibility when it comes to prices on their plans. As a pet parent, you’ll be able to choose from two plans with choices of six annual limits, five annual deductibles, and three reimbursement rates. This ultimately ensures that you only pay for the services that your pet needs. Read our full Spot Pet Insurance review.


3. ASPCA Pet Insurance - 9.3

ASPCA Pet Health Insurance provides you with a highly versatile, surefire way to keep your pets protected with coverage that allows you to take your dog or cat to any veterinarian in the United States. What's more is that ASPCA Pet Health Insurance has a max annual coverage of $10,000, which is higher than most of their competitors. Read our full ASPCA Pet Insurance review.

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