Fetch Pet Insurance Review

Fetch Pet Insurance stands out from its competitors by covering items other pet insurance won't pay for, such as breed-specific issues, tooth problems, and complete sick visits. With affordable, comprehensive pet insurance for dogs and cats, Fetch Pet Insurance offers one simple, easy-to-understand plan.

PLANS



What pets can be covered by Fetch Pet Insurance?

Fetch Pet Insurance covers both dogs and cats.

What types of plans does Fetch Pet Insurance offer?

In order to help pet owners find a comprehensive plan,  Fetch Pet Insurance only offers a single plan for dogs and cats. That cuts down on the confusion about what will be covered because this plan clearly lists what's included so there are no surprises. The plan for pets includes all the essentials for your pet's care, including veterinary exam fees, emergency vet visits, holistic and chiropractic care, specialist vet visits, and much more. It also includes things other companies' plans exclude, such as comprehensive dental.

When does Fetch Pet Insurance recommend you sign up for pet insurance?

Fetch Pet Insurance will allow enrollment for cats and dogs who are at least six weeks old. There is no upper age limit, so even older animals can have coverage.

Does Fetch Pet Insurance offer a discount for multiple pets?

Fetch Pet Insurance does offer certain discounts such as a military discount, but they don't offer a multi-pet discount at this time.

Does Fetch Pet Insurance offer pet insurance in all 50 states?

Fetch Pet Insurance offers pet insurance in all 50 states, and you can also use any veterinarian in Canada.

COVERAGE





Which breeds can be covered by Fetch Pet Insurance?

Fetch Pet Insurance doesn't withhold insurance based on a pet's breed. In fact, they even allow coverage of breed-specific issues, unlike many other pet insurance policies.

What are the minimum and maximum ages that are covered by Fetch Pet Insurance?

One of the highlights of Fetch Pet Insurance is that nearly any cat or dog can use it. They'll cover cats and dogs that are at least six weeks old, and they don't stop providing insurance for older animals. Unlike many other pet insurance providers, Fetch will allow any older dog or cat to have a policy, no matter how old they are.

Which common procedures are covered by Fetch Pet Insurance?

If your pet is covered by a Fetch Pet Insurance policy, they'll be able to have veterinary exams, emergency vet visits, specialist vet visits, comprehensive dental treatments, treatments for breed-specific issues, sick visits, care for illnesses and injuries, virtual vet visits, diagnostic tests, imaging, ultrasounds, holistic and chiropractic care, behavioral treatments, cancer treatment, and surgery and rehabilitation.

Are emergency vet visits and procedures covered by Fetch Pet Insurance?

Part of being a pet owner is knowing that emergencies can happen out of the blue to your pet. And when they do, it's important for you to know whether their emergency care will be covered by their pet insurance policy. It will help you be able to stay focused on taking care of your pet rather than wondering how you'll pay for the expense. You can rest assured that Fetch Pet Insurance covers emergency procedures and vet visits when your pet is facing a health crisis, so it can get all the care it needs.

Which procedures or conditions are not covered by Fetch Pet Insurance?

Like most pet insurance providers, Fetch won't cover pre-existing conditions, prescription food, and routine and preventative care. You should also be prompt about submitting claims because if you don't file it within 90 after treatment, it won't be covered.

Are medicines and vaccinations covered by Fetch Pet Insurance?

Vaccinations fall under preventative care, so it won't be covered by Fetch. Medications that your vet determines are necessary or beneficial will be covered, with the exception of flea and tick medication, which isn't covered.



CLAIMS





How long is the waiting period after enrolling with Fetch Pet Insurance?

With Fetch Pet Insurance, there is an up to 15-day waiting period, and you'll be notified by email on the day the waiting period ends. Any injury or illness that occurs during that waiting period won't be covered because it will be considered a pre-existing condition.

How do I file a claim with Fetch Pet Insurance?

To file a claim with Fetch, you'll go to any vet in the U.S. or Canada, take a picture of your documentation from the vet, and answer questions about the treatment your pet had. After that, Fetch will process the claim as soon as two days after and pay you up to 90 percent of your bill.

How do I pay my Fetch Pet Insurance premiums? Do I have an option between paying monthly vs. paying annually?

You'll be able to select whether you want to pay your premiums on a monthly, quarterly, or annual basis. You'll be able to save money if you opt for quarterly or annual payments.

What other things should I consider about my Fetch Pet Insurance coverage?

Fetch Pet Insurance is a straightforward pet insurance provider that doesn't charge hidden fees or add-ons, and you'll be able to cancel anytime.



CUSTOMER SERVICE





What kind of customer support does Fetch Pet Insurance offer?

Fetch has an accessible customer service department that can be reached by phone five days a week; Mon-Fri 9AM-6 PM EST. It also has an interactive chatbot that can be reached 24 hours a day. If you'd prefer to send an email, you can expect a response within one business day.

Does Fetch Pet Insurance have a mobile app? 

Fetch has an app that can be used on iPhones and will help you track your claim status.

Does Fetch Pet Insurance offer a trial period?

Fetch doesn't offer a free trial, but it does give you 30 days of risk-free cancellation. If you decide not to drop Fetch during the 30-day window, you can cancel your policy and get your money back.

How can I cancel my Fetch Pet Insurance plan?

If you decide to cancel your pet insurance policy with Fetch, you can call the customer service department and they'll cancel the policy for you. You should be aware that anything your pet has been treated for through Fetch will be considered a pre-existing condition by any new pet insurance provider. That's why it's a good idea to thoroughly research pet insurance companies, so you are happy with your choice.