Spot Pet Insurance Review

  • Build your own customizable plans
  • Cover up to 90% of vet care costs
  • Optional preventative care coverage
  • No annual, per incident, or lifetime caps
  • #1 Pet Insurer Recommended by Cesar Millan
  • Build your own customizable plans
  • Cover up to 90% of vet care costs
  • Optional preventative care coverage
  • No annual, per incident, or lifetime caps
  • #1 Pet Insurer Recommended by Cesar Millan

Spot Pet Insurance

10.0

Why Choose Spot?

Spot Pet Insurance can help you make sure your pet’s medical needs are met. When you have a dog or a cat, you can expect that injuries or illnesses will happen at some point. But one bill can sometimes be thousands of dollars. With Spot Pet Insurance, you can cover as much as 90 percent of vet bills, depending upon which kind of coverage you get.

If you’re worried about taking on another insurance payment each month, keep in mind you can get a Spot plan for less than it would cost you to get a cup of coffee every day. And with the chairman of the company being Cesar Millan, you know your pets will be in good, capable hands.

Also, there is no open enrollment period so you can sign up your furry friend for Spot Pet Insurance at any time. And if you ever decide to switch to another company or get rid of pet insurance altogether, you can drop your Spot plan whenever you want.

How it Works

With Spot Pet Insurance, you’ll decide what type of customized insurance coverage you need, including the deductible, annual limit, or premium.

When it comes time to use the insurance coverage, you’ll take your dog or cat into an emergency clinic, licensed veterinarian, or specialist. You don’t have to worry about going out of network - you can use any place in the United States as long as they are licensed.

You’ll pay the bills when you receive them. After you’ve paid, you’ll submit your claim to Spot. They take claims by phone, mail, fax, or online.

Finally, you’ll receive reimbursement for covered charges by mail or through direct deposit.

The Spot Difference

Unlike some pet insurance plans, with Spot, you have the option for an unlimited annual plan. Plus, their plans don’t put a number on how many incidents you can be reimbursed for and won’t stop paying because you’ve reached a lifetime cap.

Spot Pet Insurance will pay for MRIs, CT scans, x-rays, prescription medications, medical supplies, surgery, hospitalization, cancer treatments, behavior issue treatments, microchip implantation, and more. Because Spot's focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners, you'll also receive tips and techniques from Cesar Millan on how to help your pets avoid injuries in the first place.

Plus, Spot gives pet owners a money-back guarantee for the first 30 days. You can cancel your policy anytime within that first 30-day window and get a full refund of your premium if you haven’t filed a claim yet.

With all that, why not check out Spot? Build your custom plan and get a free online quote today!