Identity Guard Review
9.7

  • Monitors: Credit, bank accounts, 3 bureau credit monitoring, SSN, data breaches, home title, social media
  • Fraud Alerts: Real-time via text, email
  • Plans: Individual, family
  • Insurance: $1M
  • Additional Services: Password manager
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Identity Guard Review

Identity Guard isn't shy about their mission "To educate and empower every person to take control of their personal information to protect it from fraud, theft or misrepresentation." Your identity belongs to you, and when misused, it can jeopardize all the strides you've made toward your financial goals. Identity Guard's comprehensive solutions make it easy to trust them when it comes to identity security.

Want to start protecting your information with Identity Guard? Find your plan today and start feeling more secure in your daily online transactions.



How Identity Guard Works

Identity Guard stepped foot in the identity theft protection industry in 1996, evolving alongside the internet. As personal data changed from a social security number to social media profiles and website logins, Identity Guard shifted its focus to provide more dynamic scanning and advanced monitoring.

Identity Guard has advanced threat recognition and artificial intelligence in their arsenal, drastically expanding their monitoring capabilities. 

What Identity Guard Protects

Person holding credit card with open laptop

It can be overwhelming to think of all the ways identity theft can occur. From credit card fraud to child ID theft, digital information can exchange hands without you knowing. Identity Guard puts these worries to bed with its vigilance and powerful monitoring. Alerting you to risks means you don't have to scour the internet manually to see where your data might be exposed.

Identity Guard Services

Identity Guard breaks its services down into six different plans, three of which are designed for an individual user and the other three are designed for family protection. Family plans are provided at a higher rate per month since they include monitoring the dark web for your child's information and alerting you to any potential cases of cyberbullying. The family options include the respective services of the plan you subscribe to, with these features added in. 

Value Plan

Serving as the baseline option for Identity Guard, the Value option provides the essentials for identity theft protection. Included in the plan, you receive: 

  • $1 million insurance with stolen funds reimbursement**
  • A dedicated U.S.-based case manager who will help you in any instance of fraudulent activity
  • Added protection tools for more convenient access to your account
  • Alerts any time your information is found on the dark web

This identity theft protection plan keeps you aware of where your information lives, so you can keep your finger on the pulse of your digital records.

Total Plan

Adding to the services included in the Value plan, the Total plan takes your subscription a few steps further with added features. Alongside the Value services, you'll also be covered with:

  • A monthly credit score*
  • 3-bureau credit monitoring
  • Bank account takeover alerts
  • Checking/Savings account opening request alerts
Woman sitting at laptop

Taking a closer look at your credit report and credit score, this can be a valuable option for anyone planning on making large purchases in the future that are dependent on a clean credit score. By being alerted early to any fraudulent charges to your credit score, you can take action sooner and more effectively with Identity Guard case managers by your side.

Ultra Plan

Lastly, adding to the hefty list of services included in the Total and Value plans, the Ultra plan includes even more features to your subscription. For just a few dollars more than the Total plan each month, you'll receive:

  • A yearly credit report from three major credit bureaus
  • 401k & Investment Monitoring
  • Criminal & Sex Offense Monitoring
  • USPS Address Change Monitoring
  • Home Title Monitoring

Family plan options are available for each plan at an additional cost. Primary members can add children to the account to begin monitoring their SSN for potential fraud.

You can choose to pay monthly or yearly for your subscription. If you choose the monthly option, you'll end up paying more over time if you continue the service for more than a few months. 

Keep Your Family Safe

As a company that was at the forefront of identity theft protection before the industry took off, Identity Guard has seen all the changing shapes that identity theft can take. No company can prevent all identity theft, but even if a threat arises, you'll want Identity Guard in your corner.

Want to start protecting you and your family's data? Sign up with Identity Guard today!

*The score you receive with Identity Guard is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion credit file. Lenders use many different credit scoring systems, and the score you receive with Identity Guard is not the same score used by lenders to evaluate your credit.

** Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.
If you do not cancel your membership within the trial period, your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime simply by contacting us.