The FTC reports that consumers lost over $10 billion last year due to fraud. Don't become a statistic. Compare online monitoring services, real-time fraud alerts, and reimbursement assistance, from our top identity theft protection services.
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, home title, auto title, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Antivirus, VPN with safe browsing, password manager, parental control apps
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, home title, auto title, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Antivirus, VPN with safe browsing, password manager, parental control apps
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches
- Fraud Alerts: Real-time via text, phone, email, app †
- Plans: Individual, couple, family
- Insurance: $200k to $1M ††
- Additional Services: Antivirus, VPN
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches
- Fraud Alerts: Real-time via text, phone, email, app †
- Plans: Individual, couple, family
- Insurance: $200k to $1M ††
- Additional Services: Antivirus, VPN
- Monitors: Credit, bank accounts, 3 bureau credit monitoring, SSN, data breaches, home title, social media
- Fraud Alerts: Real-time via text, email
- Plans: Individual, family
- Insurance: $1M
- Additional Services: Password manager
- Monitors: Credit, bank accounts, 3 bureau credit monitoring, SSN, data breaches, home title, social media
- Fraud Alerts: Real-time via text, email
- Plans: Individual, family
- Insurance: $1M
- Additional Services: Password manager
- Monitors: Data aggregators and brokers who may be collecting and selling your data - Fewer spam calls, robocalls, and scams
- Fraud Alerts: Regular privacy reports and privacy update dashboard
- Plans: Individual and family plans
- Insurance: Not offered
- Additional Services: Removal from people search sites, removal of old profiles, protect up to 3 different emails, addresses, and phone numbers
- Monitors: Data aggregators and brokers who may be collecting and selling your data - Fewer spam calls, robocalls, and scams
- Fraud Alerts: Regular privacy reports and privacy update dashboard
- Plans: Individual and family plans
- Insurance: Not offered
- Additional Services: Removal from people search sites, removal of old profiles, protect up to 3 different emails, addresses, and phone numbers
- Monitors: Single bureau credit monitoring, bank accounts, dark web, SSN
- Fraud Alerts: Proactive text and email alerts
- Plans: Personal, family, business
- Insurance: Up to $500k fraud expense reimbursement
- Additional Services: Antivirus, password manager
- Monitors: Single bureau credit monitoring, bank accounts, dark web, SSN
- Fraud Alerts: Proactive text and email alerts
- Plans: Personal, family, business
- Insurance: Up to $500k fraud expense reimbursement
- Additional Services: Antivirus, password manager
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- Monitors: Credit monitoring, dark web surveillance, email, SSN, phone numbers, identity theft
- Fraud Alerts: Real-time malware protection, ad blocking, and fraudulent website detection
- Plans: Basic, Prime, Plus from $7.89/mo with 30-day money-back guarantee
- Insurance: Up to $1,000,000 identity theft insurance and $100,000 cyber extortion protection
- Additional Services: VPN, password manager, 1 TB of secure cloud storage, and dark web scanner
- Monitors: Credit monitoring, dark web surveillance, email, SSN, phone numbers, identity theft
- Fraud Alerts: Real-time malware protection, ad blocking, and fraudulent website detection
- Plans: Basic, Prime, Plus from $7.89/mo with 30-day money-back guarantee
- Insurance: Up to $1,000,000 identity theft insurance and $100,000 cyber extortion protection
- Additional Services: VPN, password manager, 1 TB of secure cloud storage, and dark web scanner
- Monitors: Home title and mortgage
- Fraud Alerts: 24/7 real time alerts
- Plans: Monthly, yearly, or 4 year plans
- Insurance: Title restoration experts work with lawyers and experts to restore your title
- Additional Services: Protection for new, longtime, and multiple homeowners
- Monitors: Home title and mortgage
- Fraud Alerts: 24/7 real time alerts
- Plans: Monthly, yearly, or 4 year plans
- Insurance: Title restoration experts work with lawyers and experts to restore your title
- Additional Services: Protection for new, longtime, and multiple homeowners
- Monitors: Credit, SSN, data breaches
- Fraud Alerts: Real-time protection
- Plans: Individual
- Insurance: None offered
- Additional Services: Antivirus, VPN, password manager
- Monitors: Credit, SSN, data breaches
- Fraud Alerts: Real-time protection
- Plans: Individual
- Insurance: None offered
- Additional Services: Antivirus, VPN, password manager
We also considered 4 others:
Our Top Choice
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, home title, auto title, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Antivirus, VPN with safe browsing, password manager, parental control apps
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, home title, auto title, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Antivirus, VPN with safe browsing, password manager, parental control apps
Compare Features
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Identity Theft Protection Buyer's Guide
Just last year alone, the Federal Trade Commission (FTC) received 1.4 million reports of identity theft, which is more than double the total number of claims they received just two years ago. The impact of identity theft crimes is devastating. Americans can end up losing billions each year to fraudsters. An identity theft crime is when someone uses your information for their own personal or financial gain. The information they’ll use can end up being your name, Social Security number (SSN), birthdate, etc. Thus, an identity theft protection service is an invaluable investment, as it is able to monitor your online accounts (including your bank account), credit file, SSN, driver’s license, home title, and any other highly sensitive pieces of information for signs of fraud. Additionally, if anything suspicious is discovered, the identity theft protection service will send you a notification so that you can swiftly secure your account, and stonewall the fraudster.
Additionally, identity theft insurance is specifically designed to cover some of the costs of identity theft. Identity theft insurance will reimburse victims for the money that was spent on actually reclaiming their financial identities, and ultimately repairing the damage done to their credit scores. The costs associated with this process can vary from something like phone bills to extensive legal help. With identity theft insurance, you can thus rest assured that you’ll be made away of any suspicious activity early enough to either completely prevent an identity theft incident, or you’ll be able to minimize any damages already done.
Visit our overall top pick for Identity Protection Services, Aura.
Our Top 3 Identity Theft Protection Picks
1. Aura - 10.0
Aura can offer you near real-time alerts and insurance, which will provide you with confidence that you're backed by exceptional identity theft protection. Plenty of companies offer identity theft protection, but few will offer comprehensive identity theft protection like Aura. Aura offers powerful identity monitoring and bonus features like malware protection and the VPN. Additionally, Aura now offers an enhanced customer dashboard. Aura believes online security should be simple, smart and intuitive. As a result, they've made improvements to the user experience by making it even easier for customers to discover and activate new features, and more importantly, take action on critical identity, financial, and online threat alerts. Read our full Aura review.
2. LifeLock - 9.8
Since we started using computers, we were told to be wary about opening any suspicious links or downloading strange attachments. We can be as safe as possible with our digital data, but what do we do when large corporations encounter a data breach? Read our full LifeLock review.
3. Identity Guard - 9.7
Identity Guard isn't shy about their mission "To educate and empower every person to take control of their personal information to protect it from fraud, theft or misrepresentation." Your identity belongs to you, and when misused, it can jeopardize all the strides you've made toward your financial goals. Identity Guard's comprehensive solutions make it easy to trust them when it comes to identity security. Read our full Identity Guard review.
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Why Kids Need Their Identities Protected
What to Do If Your Identity is Compromised
Signs That Your Identity Has Been Stolen
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