The FTC reports that consumers lost over $10 billion last year due to fraud. Don't become a statistic. Compare online monitoring services, real-time fraud alerts, and reimbursement assistance, from our top identity theft protection services.
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, dark web, home title, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Identity protection, antivirus, VPN with safe browsing, password manager
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, dark web, home title, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Identity protection, antivirus, VPN with safe browsing, password manager
- Monitors: 3 bureau credit monitoring, bank accounts, dark web & privacy monitoring, SSN, data breaches
- Fraud Alerts: Real-time via text, phone, email, app †
- Plans: Individual, couple, family
- Insurance: $200k to $1M ††
- Additional Services: Genie Scam Protection, VPN, Security
- Monitors: 3 bureau credit monitoring, bank accounts, dark web & privacy monitoring, SSN, data breaches
- Fraud Alerts: Real-time via text, phone, email, app †
- Plans: Individual, couple, family
- Insurance: $200k to $1M ††
- Additional Services: Genie Scam Protection, VPN, Security
- Monitors: Credit, bank accounts, data breaches, home title, social media, dark web scan
- Fraud Alerts: Real-time via text, email
- Plans: Individual, family, protect up to 5 adults & unlimited kids
- Insurance: Up to $5M
- Additional Services: Password manager, safe browsing tools
- Monitors: Credit, bank accounts, data breaches, home title, social media, dark web scan
- Fraud Alerts: Real-time via text, email
- Plans: Individual, family, protect up to 5 adults & unlimited kids
- Insurance: Up to $5M
- Additional Services: Password manager, safe browsing tools
- Monitors: Bank account monitoring, credit monitoring, dark web monitoring, social media monitoring, spyware, ransomware
- Fraud Alerts: Real-time notifications and alerts on desktop and in-app
- Plans: 1 month, 1 year, 2 years
- Insurance: Up to $1 million
- Additional Services: Antivirus, VPN, password manager, parental controls
- Monitors: Bank account monitoring, credit monitoring, dark web monitoring, social media monitoring, spyware, ransomware
- Fraud Alerts: Real-time notifications and alerts on desktop and in-app
- Plans: 1 month, 1 year, 2 years
- Insurance: Up to $1 million
- Additional Services: Antivirus, VPN, password manager, parental controls
- Monitors: Single bureau credit monitoring, bank accounts, dark web, SSN
- Fraud Alerts: Proactive text and email alerts
- Plans: Essentials, Premium, and Total Protection
- Insurance: Up to $1M fraud expense reimbursement
- Additional Services: Antivirus, password manager, parental controls
- Monitors: Single bureau credit monitoring, bank accounts, dark web, SSN
- Fraud Alerts: Proactive text and email alerts
- Plans: Essentials, Premium, and Total Protection
- Insurance: Up to $1M fraud expense reimbursement
- Additional Services: Antivirus, password manager, parental controls
- Monitors: Single or 3 bureau credit monitoring, SSN, dark web, social media
- Fraud Alerts: Real-time protection
- Plans: Individual, family, business
- Insurance: $3M
- Additional Services: VPN, malware protection, password manager
- Monitors: Single or 3 bureau credit monitoring, SSN, dark web, social media
- Fraud Alerts: Real-time protection
- Plans: Individual, family, business
- Insurance: $3M
- Additional Services: VPN, malware protection, password manager
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- Monitors: 3-bureau credit monitoring, dark web surveillance, short-term loan monitoring, financial account monitoring, email, SSN, phone numbers, identity theft
- Fraud Alerts: Real-time malware protection, ad blocking, TransUnion credit lock alerts, and fraudulent website detection
- Plans: Silver, Gold, Platinum from $7.89/mo with 30-day money-back guarantee
- Insurance: Up to $1,000,000 identity theft insurance, up to $50,000 cyber extortion protection and up to $10,000 online fraud coverage. Up to $10,000 cyber attack coverage in higher tier plans.
- Additional Services: VPN, Incogni data removal tool and dark web scanner
- Monitors: 3-bureau credit monitoring, dark web surveillance, short-term loan monitoring, financial account monitoring, email, SSN, phone numbers, identity theft
- Fraud Alerts: Real-time malware protection, ad blocking, TransUnion credit lock alerts, and fraudulent website detection
- Plans: Silver, Gold, Platinum from $7.89/mo with 30-day money-back guarantee
- Insurance: Up to $1,000,000 identity theft insurance, up to $50,000 cyber extortion protection and up to $10,000 online fraud coverage. Up to $10,000 cyber attack coverage in higher tier plans.
- Additional Services: VPN, Incogni data removal tool and dark web scanner
- Monitors: Credit, bank accounts, email, dark web
- Fraud Alerts: Real-time protection
- Plans: Individual, family
- Insurance: $1M
- Additional Services: Antivirus, VPN, password manager
- Monitors: Credit, bank accounts, email, dark web
- Fraud Alerts: Real-time protection
- Plans: Individual, family
- Insurance: $1M
- Additional Services: Antivirus, VPN, password manager
We also considered 2 others:
Our Top Choice
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, dark web, home title, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Identity protection, antivirus, VPN with safe browsing, password manager
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, dark web, home title, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Identity protection, antivirus, VPN with safe browsing, password manager
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Identity Theft Protection Buyer's Guide
Just last year alone, the Federal Trade Commission (FTC) received 1.4 million reports of identity theft, which is more than double the total number of claims they received just two years ago. The impact of identity theft crimes is devastating. Americans can end up losing billions each year to fraudsters. An identity theft crime is when someone uses your information for their own personal or financial gain. The information they’ll use can end up being your name, Social Security number (SSN), birthdate, etc. Thus, an identity theft protection service is an invaluable investment, as it is able to monitor your online accounts (including your bank account), credit file, SSN, driver’s license, home title, and any other highly sensitive pieces of information for signs of fraud. Additionally, if anything suspicious is discovered, the identity theft protection service will send you a notification so that you can swiftly secure your account, and stonewall the fraudster.
Additionally, identity theft insurance is specifically designed to cover some of the costs of identity theft. Identity theft insurance will reimburse victims for the money that was spent on actually reclaiming their financial identities, and ultimately repairing the damage done to their credit scores. The costs associated with this process can vary from something like phone bills to extensive legal help. With identity theft insurance, you can thus rest assured that you’ll be made away of any suspicious activity early enough to either completely prevent an identity theft incident, or you’ll be able to minimize any damages already done.
Visit our overall top pick for Dark Web Monitoring Services, Aura.
Our Top 3 Identity Theft Protection Picks
1. Aura - 9.9
Aura can offer you near real-time alerts and insurance, which will provide you with confidence that you're backed by exceptional identity theft protection. Plenty of companies offer identity theft protection, but few will offer comprehensive identity theft protection like Aura. Aura offers powerful identity monitoring and bonus features like malware protection and the VPN. Additionally, Aura now offers an enhanced customer dashboard. Aura believes online security should be simple, smart and intuitive. As a result, they've made improvements to the user experience by making it even easier for customers to discover and activate new features, and more importantly, take action on critical identity, financial, and online threat alerts. Read our full Aura review.
2. LifeLock - 9.5
Since we started using computers, we were told to be wary about opening any suspicious links or downloading strange attachments. We can be as safe as possible with our digital data, but what do we do when large corporations encounter a data breach? Read our full LifeLock review.
3. Identity Guard - 9.1
Identity Guard isn't shy about their mission "To educate and empower every person to take control of their personal information to protect it from fraud, theft or misrepresentation." Your identity belongs to you, and when misused, it can jeopardize all the strides you've made toward your financial goals. Identity Guard's comprehensive solutions make it easy to trust them when it comes to identity security. Read our full Identity Guard review.
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