The FTC reports that consumers lost over $10 billion last year due to fraud. Don't become a statistic. Compare online monitoring services, real-time fraud alerts, and reimbursement assistance, from our top identity theft protection services.
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, home title, auto title, personal information, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Identity protection, antivirus, VPN with safe browsing, password manager
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, home title, auto title, personal information, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Identity protection, antivirus, VPN with safe browsing, password manager
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches
- Fraud Alerts: Real-time via text, phone, email, app †
- Plans: Individual, couple, family
- Insurance: $200k to $1M ††
- Additional Services: Genie Scam Protection, VPN, Security
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches
- Fraud Alerts: Real-time via text, phone, email, app †
- Plans: Individual, couple, family
- Insurance: $200k to $1M ††
- Additional Services: Genie Scam Protection, VPN, Security
- Monitors: Removes your personal data from 420+ data brokers, including people search sites. Upgrade for unlimited removals from risky websites.
- Fraud Alerts: Removes data from public and private brokers, people search sites, and other risky sites.
- Plans: Standard, Unlimited, Family, Family Unlimited
- Insurance: 30-day money-back
- Additional Services: Detailed data broker and removal request tracking, custom & recurring removals, 24/7 live support, protection for up to 3 emails, addresses, and phone numbers. 24/7 dark web monitoring and credit monitoring included in the “Protect” plan.
- Monitors: Removes your personal data from 420+ data brokers, including people search sites. Upgrade for unlimited removals from risky websites.
- Fraud Alerts: Removes data from public and private brokers, people search sites, and other risky sites.
- Plans: Standard, Unlimited, Family, Family Unlimited
- Insurance: 30-day money-back
- Additional Services: Detailed data broker and removal request tracking, custom & recurring removals, 24/7 live support, protection for up to 3 emails, addresses, and phone numbers. 24/7 dark web monitoring and credit monitoring included in the “Protect” plan.
- Monitors: Removes your personal data from 140+ data brokers and provides comprehensive identity theft protection
- Fraud Alerts: Real-time credit monitoring alerts and updates each time your information is removed from data removal sites
- Plans: Individual, couple, family
- Insurance: $1M per adult and 60-day money back guarantee
- Additional Services: 3-bureau credit monitoring, SSN monitoring, Antivirus, VPN, 24/7 U.S. based customer service
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- Monitors: Removes your personal data from 140+ data brokers and provides comprehensive identity theft protection
- Fraud Alerts: Real-time credit monitoring alerts and updates each time your information is removed from data removal sites
- Plans: Individual, couple, family
- Insurance: $1M per adult and 60-day money back guarantee
- Additional Services: 3-bureau credit monitoring, SSN monitoring, Antivirus, VPN, 24/7 U.S. based customer service
- Monitors: Credit, bank accounts, 3 bureau credit monitoring, SSN, data breaches, spam removal, home & auto title monitoring, social media
- Fraud Alerts: Real-time via text, email
- Plans: Individual, family, protect up to 5 adults & unlimited kids
- Insurance: Up to $5M
- Additional Services: Password manager, safe browsing tools
- Monitors: Credit, bank accounts, 3 bureau credit monitoring, SSN, data breaches, spam removal, home & auto title monitoring, social media
- Fraud Alerts: Real-time via text, email
- Plans: Individual, family, protect up to 5 adults & unlimited kids
- Insurance: Up to $5M
- Additional Services: Password manager, safe browsing tools
- Monitors: Bank account monitoring, credit monitoring, dark web monitoring, social media monitoring, spyware, ransomware
- Fraud Alerts: Real-time notifications and alerts on desktop and in-app
- Plans: 1 month, 1 year, 2 years
- Insurance: Up to $1 million
- Additional Services: Antivirus, VPN, password manager, parental controls
- Monitors: Bank account monitoring, credit monitoring, dark web monitoring, social media monitoring, spyware, ransomware
- Fraud Alerts: Real-time notifications and alerts on desktop and in-app
- Plans: 1 month, 1 year, 2 years
- Insurance: Up to $1 million
- Additional Services: Antivirus, VPN, password manager, parental controls
- Monitors: Single bureau credit monitoring, bank accounts, dark web, SSN
- Fraud Alerts: Proactive text and email alerts
- Plans: Essentials, Premium, and Total Protection
- Insurance: Up to $1M fraud expense reimbursement
- Additional Services: Antivirus, password manager, parental controls
- Monitors: Single bureau credit monitoring, bank accounts, dark web, SSN
- Fraud Alerts: Proactive text and email alerts
- Plans: Essentials, Premium, and Total Protection
- Insurance: Up to $1M fraud expense reimbursement
- Additional Services: Antivirus, password manager, parental controls
- Monitors: Continuous threat monitoring, personal data protection, removes private information from 750+ data brokers
- Fraud Alerts: Quarterly data rechecks and privacy reports
- Plans: Single, Couple, Family, Business
- Insurance: Not offered
- Additional Services: N/A
- Monitors: Continuous threat monitoring, personal data protection, removes private information from 750+ data brokers
- Fraud Alerts: Quarterly data rechecks and privacy reports
- Plans: Single, Couple, Family, Business
- Insurance: Not offered
- Additional Services: N/A
We also considered 5 others:
Our Top Choice
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, home title, auto title, personal information, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Identity protection, antivirus, VPN with safe browsing, password manager
- Monitors: 3 bureau credit monitoring, bank accounts, SSN, data breaches, home title, auto title, personal information, cyberbullying, child sex offender geo-alerts
- Fraud Alerts: Real-time via text, email
- Plans: Individual, couple, family
- Insurance: $1M - $5M
- Additional Services: Identity protection, antivirus, VPN with safe browsing, password manager
Compare Features
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Identity Theft Protection Buyer's Guide
Just last year alone, the Federal Trade Commission (FTC) received 1.4 million reports of identity theft, which is more than double the total number of claims they received just two years ago. The impact of identity theft crimes is devastating. Americans can end up losing billions each year to fraudsters. An identity theft crime is when someone uses your information for their own personal or financial gain. The information they’ll use can end up being your name, Social Security number (SSN), birthdate, etc. Thus, an identity theft protection service is an invaluable investment, as it is able to monitor your online accounts (including your bank account), credit file, SSN, driver’s license, home title, and any other highly sensitive pieces of information for signs of fraud. Additionally, if anything suspicious is discovered, the identity theft protection service will send you a notification so that you can swiftly secure your account, and stonewall the fraudster.
Additionally, identity theft insurance is specifically designed to cover some of the costs of identity theft. Identity theft insurance will reimburse victims for the money that was spent on actually reclaiming their financial identities, and ultimately repairing the damage done to their credit scores. The costs associated with this process can vary from something like phone bills to extensive legal help. With identity theft insurance, you can thus rest assured that you’ll be made away of any suspicious activity early enough to either completely prevent an identity theft incident, or you’ll be able to minimize any damages already done.
Visit our overall top pick for Spam Protection, Aura.
Our Top 3 Identity Theft Protection Picks
1. Aura - 9.9
Aura can offer you near real-time alerts and insurance, which will provide you with confidence that you're backed by exceptional identity theft protection. Plenty of companies offer identity theft protection, but few will offer comprehensive identity theft protection like Aura. Aura offers powerful identity monitoring and bonus features like malware protection and the VPN. Additionally, Aura now offers an enhanced customer dashboard. Aura believes online security should be simple, smart and intuitive. As a result, they've made improvements to the user experience by making it even easier for customers to discover and activate new features, and more importantly, take action on critical identity, financial, and online threat alerts. Read our full Aura review.
2. LifeLock - 9.6
Since we started using computers, we were told to be wary about opening any suspicious links or downloading strange attachments. We can be as safe as possible with our digital data, but what do we do when large corporations encounter a data breach? Read our full LifeLock review.
3. Incogni - 9.4
Unlike many data removal services in the market, Incogni stands as the first company in the industry to undergo rigorous third-party validation of its claims through an independent audit by Big Four firm Deloitte. This comprehensive assurance report, conducted under international standards (ISAE 3000), confirms Incogni's coverage of over 420 data brokers and validates its processing of more than 245 million successful removal requests—addressing a critical industry problem where competitors often make misleading statements about their coverage and lack transparency around how consumer data is handled. While other services may promise similar results, Incogni's commitment to accountability through independent verification sets a new benchmark for trustworthiness and transparency in the personal data removal industry. Read our full Incogni review.
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