Cloaked Review

Overview

Cloaked is a privacy-first identity protection app built around masked emails and phone numbers, personal data removal, dark web and SSN monitoring, and $1 million identity theft insurance. Rather than leading with credit-bureau monitoring like traditional identity theft services, Cloaked focuses on stopping exposure before it happens: it removes your information from 1,000+ data broker and people-search sites, then lets you generate unlimited alias emails, phone numbers, and passwords so your real information is never shared in the first place.

Factors to Consider Before Buying

The biggest factor is how many people need coverage. Cloaked offers three plans: Individual (just you), Couple (you plus one), and Family (you plus three). Unlike some competitors, Cloaked doesn't gate core features behind higher tiers — data removal, unlimited aliases, dark web and SSN monitoring, spam call blocking, identity theft insurance, VPN, and the password manager are included on every plan. The plans differ mainly in the number of protected members, not the feature set.

Price and commitment matter too. Cloaked bills monthly or annually, with annual plans working out cheaper per month: Individual runs $9.99/month ($119.99/year), Couple runs $14.99/month ($174.99/year), and Family runs $24.99/month ($299.99/year). Monthly billing is available at $12.49, $19.99, and $29.99 respectively for buyers who don't want an annual commitment. A 14-day free trial is available, though the $1 million identity theft insurance only applies once you're on a paid subscription.

Availability is worth checking as well. Cloaked currently operates in the United States and Canada, and its identity theft insurance — underwritten by AIG affiliates — is limited to U.S. individuals and may not be available in every jurisdiction.

Common Questions

What does Cloaked actually remove?
Cloaked scans and removes your personal information — name, address, phone number, and more — from 1,000+ data broker, people-search, and aggregator sites, then continues monitoring so it doesn't reappear.

Does Cloaked include credit monitoring?
No. Cloaked doesn't advertise three-bureau credit monitoring the way some identity theft services do. Its protection model centers on data removal, aliases, dark web/SSN monitoring, and insurance-backed recovery rather than credit report tracking.

Is Cloaked worth buying?
Cloaked is worth considering for people who want to stop their personal data from circulating in the first place, not just get alerted after a breach. The key factors are how many family members need coverage, whether unlimited email/phone aliases and a built-in VPN and password manager matter to you, and whether $1 million in identity theft insurance meets your needs.

Does Cloaked offer a free trial or refund?
Yes. Cloaked offers a 14-day free trial. Note that identity theft insurance coverage begins only once you're on a paid subscription, not during the trial period.

Conclusion: Cloaked is a strong option for buyers who want to get ahead of identity theft rather than just monitor for it after the fact. Its value depends on how much you weigh proactive data removal and unlimited aliases against traditional credit monitoring. For individuals, the Individual plan covers the essentials; for households, the Couple or Family plans extend the same full feature set to additional members at a lower per-person cost.