Pet Insurance for Cats

Posted on Sunday, April 25, 2021

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For many cat owners, their little creatures are part of the family. And just like other family members, cats can get hurt or sick and need immediate assistance, which can be expensive.

Enter: Pet insurance for cats.

Consumers can protect their pets more effectively than ever while saving substantial costs. If you are looking to cut down on vet expenses and safeguard your cat at the same time, insurance can be the solution you need.

The Benefits of Pet Insurance for Cats

There are many distinct advantages for consumers to purchase pet insurance for their furry friends. While some cat owners choose to go without insurance, more and more decide to insure their animal. Let’s take a look at some of the reasons why.

Freedom to Choose a Veterinarian

Pet insurance allows consumers to choose any vet they want. No matter if you prefer a particular vet in your area or need to access emergency care while on vacation, this freedom to choose is crucial.

Cat sleeps in man's arms

It Lets you Rest Easier

Having the peace of mind that your cat is protected makes a significant difference. You do not need to worry about a sudden – and astronomical – bill from the vet, as insurance will reimburse large chunks of the bill.

You Can Find insurance for Any Cat

No matter the age or breed of your cat, insurance will protect it.

Flexible Payment Plans

Depending on your budget, consumers can find the payment plan that works for them. You can select policies that you pay monthly, quarterly, semi-annually, or annually.

You Can Avoid Going Over Your Budget

With a predictable and manageable payment schedule, cat insurance allows you to stay within your means instead of dipping into other funds.

What Are Some Common Health Problems in Cats?

Pet insurance for cats covers a whole spectrum of health issues, but some are more common than others. Insurance covers many health problems, but not all.

Some of the most frequently occurring issues in cats include cancer, diabetes, Feline Immunodeficiency Virus (FIV), and Feline Leukemia Virus (FLV). Other common health problems are heartworm, high-rise syndrome (in which cats fall out of open windows), worms, and rabies.

Infographic showing common reasons for feline vet visits as reported by pet insurance companies

Additionally, some cat breeds are more susceptible to disease and health concerns than others. For example, Bengal cats frequently develop tumors, eye problems, and digestive disorders. Birman cats often see an increase in kidney disease compared to other breeds. Persians are vulnerable to many illnesses, including cystitis, hip dysplasia, ringworm, and many breathing challenges. Other breeds that get sick more easily are British Shorthairs, Ragdolls, and Siamese cats.

What is Normally Covered by Pet insurance for Cats?

Knowing the many illnesses that can attack your cat, pet insurance is essential for many owners.

Typically, pet insurance for cats covers unexpected accidents, injuries, and illnesses. If your cat comes down with a breathing issue, you can take them to the vet, and insurance will reimburse you – often 80% of the bill. If your cat develops cancer, insurance will handle much of the cost, reimbursing you for ongoing bills. In a scary situation where your cat gets hit by a car, insurance will help you, as well. Some pet insurance providers even cover routine wellness care, such as annual checkups and grooming.

Unfortunately, pet insurance for cats does not cover pre-existing conditions, those ailments that your pet had before you purchased the insurance.

Pet Insurance for Cats: The Clear Choice for Cat Owners

Your cat, like all of your family members, deserves protection. One way you can provide premium care is pet insurance for cats. It can save you from paying high costs while offering you the peace of mind that your cat is safe and sound, no matter what.

If you are on the fence about pet insurance, consider the numerous benefits, flexibility, and potential savings. Your cat – and your wallet – will thank you.

Kitten looks at camera while sitting on top of bed