Embrace Review

  • Customizable plans
  • Covers up to 90% of costs
  • Wellness Rewards for routine care
  • Accident-only for pets aged 14+ years
  • 30-day money-back guarantee
  • Customizable plans
  • Covers up to 90% of costs
  • Wellness Rewards for routine care
  • Accident-only for pets aged 14+ years
  • 30-day money-back guarantee

Embrace

8.6

Your pet is family and no matter what happens you want to be there for them. In an emergency, the last thing you should worry about is finances, so Embrace Pet Insurance works hard to cover costs while you focus on what's important. Rated A+ by the Better Business Bureau, Embrace is a comprehensive insurance plan designed with your pet in mind. With its personalized policies, you can decide what's right for you and your family while your pet receives some of the best coverage on the market. 

Ready to see what Embrace has to offer? Get started with a free, online quote that gets your pet covered in a few business days. 

Diminishing Deductible

Embrace offers an innovative way to help pet owners save money by creating the Healthy Pet Deductible. For each year you go without a claim payment, you'll receive a $50 reduction on your deductible at no extra cost. As an incentive to keep your cat or dog happy and healthy, Embrace is providing this unique initiative as a way to motivate owners to make responsible decisions in the health of their pets. 

Thoughtful Coverage

While some pet insurance companies refuse to cover breed-specific conditions, chronic ailments, and other common illnesses, Embrace offers total protection for your dog or cat. Not all conditions are covered, but rather than indiscriminately dispute all pre-existing conditions, Embrace fairly evaluates pre-existing conditions to determine what they can and cannot help with. 

Wellness Rewards

To promote preventative care with your pet, Embrace offers Wellness Rewards that work as reimbursements for services such as wellness exams, training, grooming, vaccines, and more. Just choose your allowance per year that you'd like to put towards your reimbursement amounts — that money serves as a budgetary tool that you can put towards proactive treatment for your pet. 

The Claims Process

When you think of insurance, you imagine a long, drawn-out process involving insurance agents, networks, and complicated policies. Embrace takes the complexities out of insurance policies, breaking down the claims process into three easy steps: 

1. Take your pet to any vet, specialist, or emergency room. 

2. Complete the claim form.

3. Get reimbursed for the money spent on medical bills. 

While you're in the middle of a critical situation, you shouldn't spend time checking to see which office is in your insurance network. Because of Embrace's easy set-up, you don't have to think about insurance and policies after an accident. 

Compare Rates

Embrace is designed with pets and pet owners in mind, even setting up their website in a way that allows you to compare their rates with competitors. You can easily review the coverage details of your Embrace plan, and from there, you can decide whether or not Embrace is right for you. Embrace personalizes your plan based on your pet's history and the type of coverage you're looking for.

If you're ready to stop worrying about what you'd do financially in an emergency situation with your dog or cat, you can start looking into Embrace's full-coverage policies with a free online quote. As soon as you answer their questionnaire, you'll be asked to send in your pet's medical records for Embrace's fair and thorough evaluation of your pet's needs.

Get started today in no time with a quick, easy online quote to see how pet insurance fits into your monthly budget.