Prepare for the unexpected and don't leave your family without help or resources. Compare life insurance providers and get an online quote in minutes, with or without a medical exam required, from our top rated life insurance companies.
- Types: Term, 10-30 years
- Coverage: Up to $5 million, Instant approval up to $1.5 million
- Age Limits: 21-70 years old
- Medical Exam: Not required for most applicants
- Quote Process: 10-minute, 100% online application, free quote
- Other Services: Resources for new families. Custodial accounts & free wills.
- Types: Term, 10-30 years
- Coverage: Up to $5 million, Instant approval up to $1.5 million
- Age Limits: 21-70 years old
- Medical Exam: Not required for most applicants
- Quote Process: 10-minute, 100% online application, free quote
- Other Services: Resources for new families. Custodial accounts & free wills.
- Types: Term, 10-30 years
- Coverage: Up to $3 million
- Age Limits: 20-60 years old
- Medical Exam: No (just health questions on the application)
- Quote Process: Online application, free quote
- Other Services: None
- Types: Term, 10-30 years
- Coverage: Up to $3 million
- Age Limits: 20-60 years old
- Medical Exam: No (just health questions on the application)
- Quote Process: Online application, free quote
- Other Services: None
- Types: Term
- Coverage: Up to $2 million
- Age Limits: 20-60 years old
- Medical Exam: No
- Quote Process: Online, free quote
- Other Services: Free Will & Trust
- Types: Term
- Coverage: Up to $2 million
- Age Limits: 20-60 years old
- Medical Exam: No
- Quote Process: Online, free quote
- Other Services: Free Will & Trust
- Types: Term, whole
- Coverage: $5,000 – $100,000
- Age Limits: 18 to 80 years old
- Medical Exam: No
- Quote Process: 3 minute online application, no paperwork
- Other Services: None
- Types: Term, whole
- Coverage: $5,000 – $100,000
- Age Limits: 18 to 80 years old
- Medical Exam: No
- Quote Process: 3 minute online application, no paperwork
- Other Services: None
- Types: Whole (Guaranteed Life)
- Coverage: $5K to $25K
- Age Limits: 50 - 80 years old
- Medical Exam: No
- Quote Process: Free quote, easy application
- Other Services: Gerber Life Grow-Up® Plan, Accident Protection
- Types: Whole (Guaranteed Life)
- Coverage: $5K to $25K
- Age Limits: 50 - 80 years old
- Medical Exam: No
- Quote Process: Free quote, easy application
- Other Services: Gerber Life Grow-Up® Plan, Accident Protection
Our Top Choice
- Types: Term, 10-30 years
- Coverage: Up to $5 million, Instant approval up to $1.5 million
- Age Limits: 21-70 years old
- Medical Exam: Not required for most applicants
- Quote Process: 10-minute, 100% online application, free quote
- Other Services: Resources for new families. Custodial accounts & free wills.
- Types: Term, 10-30 years
- Coverage: Up to $5 million, Instant approval up to $1.5 million
- Age Limits: 21-70 years old
- Medical Exam: Not required for most applicants
- Quote Process: 10-minute, 100% online application, free quote
- Other Services: Resources for new families. Custodial accounts & free wills.
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Life Insurance Buyer's Guide
Life insurance provides financial protection for your loved ones in the event of your unexpected death. It helps cover expenses like funeral costs, debts, and ongoing living needs, reducing financial stress during a difficult time. Having life insurance ensures peace of mind, knowing your family’s future is more secure. We reviewed the top life insurance companies to help you compare coverage options, prices, and benefits to find the best policy for your needs.
Visit our overall top pick for Life Insurance, Fabric.
Our Top 3 Life Insurance Picks
1. Fabric - 10.0
Fabric by Gerber Life offers term life insurance that is designed to be fast, affordable and tailored to the needs of your family. Designed with the needs of busy parents in mind, Fabric offers a fully digital experience, no unnecessary medical exams and a quick 10-minute application. Fabric has an "Excellent" rating on Trustpilot and an "A+" rating from the Better Business Bureau. Read our full Fabric review.
2. Ladder Life Insurance - 9.9
Life insurance is an essential financial tool that provides financial protection and peace of mind to individuals and their families. Ladder Life Insurance is a prominent player in the industry, offering innovative and customizable life insurance policies. In this review, we will explore the key factors to consider before purchasing life insurance and delve into the features and benefits offered by Ladder Life Insurance. Read our full Ladder Life Insurance review.
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3. Ethos - 9.6
Built into their name, Ethos revolves around the ethics of working with their clients and providing a service that puts policyholders first. Everything that Ethos does is built around this ideal, from their non-commissioned licensed team to affordable term life policies. Ethos only offers term life insurance in order to give their clients a budget-friendly coverage plan. Read our full Ethos review.
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When Life Insurance Providers Require a Medical Exam: What Does It Entail?
Life Insurance: Choosing the Right Plan for Your Age Group
Understanding the Difference Between Whole and Term Life Insurance
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