Prepare for the unexpected and don't leave your family without help or resources. Compare life insurance providers and get an online quote in minutes, with or without a medical exam required, from our top rated life insurance companies.
- Types: Term, 10-30 years
- Coverage: Up to $3 million
- Age Limits: 20-60 years old
- Medical Exam: No (just health questions on the application)
- Quote Process: Online application, free quote
- Other Services: None
- Types: Term, 10-30 years
- Coverage: Up to $3 million
- Age Limits: 20-60 years old
- Medical Exam: No (just health questions on the application)
- Quote Process: Online application, free quote
- Other Services: None
- Types: Term
- Coverage: Up to $2 million
- Age Limits: 20-60 years old
- Medical Exam: No
- Quote Process: Online, free quote
- Other Services: Free Will & Trust
- Types: Term
- Coverage: Up to $2 million
- Age Limits: 20-60 years old
- Medical Exam: No
- Quote Process: Online, free quote
- Other Services: Free Will & Trust
- Types: Term, simple term, whole
- Coverage: Up to $1.5M
- Age Limits: Up to 85 years for term, lifetime for whole
- Medical Exam: Ages 18-50, applications up to $1M may qualify for accelerated underwriting with no medical exam
- Quote Process: Online application, free quote
- Other Services: LegacyShield
- Types: Term, simple term, whole
- Coverage: Up to $1.5M
- Age Limits: Up to 85 years for term, lifetime for whole
- Medical Exam: Ages 18-50, applications up to $1M may qualify for accelerated underwriting with no medical exam
- Quote Process: Online application, free quote
- Other Services: LegacyShield
- Types: Term, whole
- Coverage: $5,000 – $100,000
- Age Limits: 18 to 80 years old
- Medical Exam: No
- Quote Process: 3 minute online application, no paperwork
- Other Services: None
- Types: Term, whole
- Coverage: $5,000 – $100,000
- Age Limits: 18 to 80 years old
- Medical Exam: No
- Quote Process: 3 minute online application, no paperwork
- Other Services: None
Our Top Choice
- Types: Term, 10-30 years
- Coverage: Up to $3 million
- Age Limits: 20-60 years old
- Medical Exam: No (just health questions on the application)
- Quote Process: Online application, free quote
- Other Services: None
- Types: Term, 10-30 years
- Coverage: Up to $3 million
- Age Limits: 20-60 years old
- Medical Exam: No (just health questions on the application)
- Quote Process: Online application, free quote
- Other Services: None
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Life Insurance Buyer's Guide
Shopping for life insurance doesn't really count as retail therapy, especially since it can stress us out more than anything. But with people who depend on us, it's time to think about how you can alleviate some of the aftershock that comes with a sudden passing. Thanks to modern strategies to improve the process of life insurance shopping, you don't have to waste too much time securing a policy that you're confident in.
Visit our overall top pick for Life Insurance, Ladder Life Insurance.
Our Top 3 Life Insurance Picks
1. Ladder Life Insurance - 10.0
Life insurance is an essential financial tool that provides financial protection and peace of mind to individuals and their families. Ladder Life Insurance is a prominent player in the industry, offering innovative and customizable life insurance policies. In this review, we will explore the key factors to consider before purchasing life insurance and delve into the features and benefits offered by Ladder Life Insurance. Read our full Ladder Life Insurance review.
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2. Ethos - 9.4
Built into their name, Ethos revolves around the ethics of working with their clients and providing a service that puts policyholders first. Everything that Ethos does is built around this ideal, from their non-commissioned licensed team to affordable term life policies. Ethos only offers term life insurance in order to give their clients a budget-friendly coverage plan. Read our full Ethos review.
3. SBLI - 9.2
SBLI Life Insurance, also known as Savings Bank Life Insurance, has been providing affordable life insurance solutions to individuals and families for over a century. With a strong commitment to customer satisfaction and financial stability, SBLI offers a range of policy options to meet the unique needs of its policyholders. In this review, we will explore some important factors to consider before purchasing SBLI Life Insurance and answer commonly asked questions to help you make an informed decision. Read our full SBLI review.
ABOUT BUYER'S GUIDE
Navigating the many choices for every consumer purchase can be challenging. Our team spends hours doing research, combing through forums, and reading consumer reviews on even the most basic of household items, and we summarize that information in clear, precise comparisons.
Join the millions that have trusted BuyersGuide.org to help them make smarter buying decisions. We help our readers spend their money wisely and find the right product to suit their specific needs. Our independent expert reviews and data-driven shopping recommendations empower you find the meal delivery service that's right for you.
We leverage user data to understand decision-making and put the best products in front of each user. We tailor our comparisons to what matters to our user's needs, specific or broad. We keep our content up to date, we are constantly looking for new merchants and products to compare, and we are quick to remove any that are outdated or no longer meeting our standards.
Our rankings change day-to-day based on our proprietary algorithms that crunch data to identify top-performing products and tailor recommendations to exactly what our readers are looking for.
When Life Insurance Providers Require a Medical Exam: What Does It Entail?
Life Insurance: Choosing the Right Plan for Your Age Group
Understanding the Difference Between Whole and Term Life Insurance
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