LifeLock Review

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Since we started using computers, we were told to be wary about opening any suspicious links or downloading strange attachments. We can be as safe as possible with our digital data, but what do we do when large corporations encounter a data breach?

There really is no way to cover all the bases on our own, and when we're busy with careers and family, who wants to spend all their time vigilantly analyzing where our information lives? 

LifeLock, a leader in identity theft protection, serves as a dependable course of action in the instance of identity theft. LifeLock detects a wide range of security threats‡ and helps restore your good name in the case of identity theft. With LifeLock by your side, you will have the resources, community, vigilance, and help you need to protect you and your family’s identity. 

And now, Norton with LifeLock pairs the robust cyberthreat protection of Norton technology with the award-winning LifeLock services to give users a multi-faceted approach to identity theft protection and device security. 

Ready to learn more? It only takes minutes to sign up for LifeLock, giving you peace of mind as soon as you become a LifeLock member. 

What is Identity Theft? 

You have an identity, and you use different identifying sets of information to make purchases, improve your credit, borrow money, and more. As an example, if you file tax returns, you identify yourself using your Social Security Number and your birthdate. Identity theft occurs when someone uses these sets of identifying information for their own benefit, without your permission, and often to commit fraud in your name.

Due to identity theft, your credit score could decrease, you could be denied loans for future purchases, and your identity could even be listed on criminal registries without your knowledge.

Rather than find out about identity crime as you’re seated across from a loan officer, you can be alerted to any changes, letting you take action before additional misrepresentation occurs. 

Thieves use your identity information for their own purchases, reaping the benefits while you're stuck with debt, poor credit, and more. 

Unfortunately, identity theft can happen to anyone at any stage of life — from kids to newlyweds, if you have identifying data, it can be copied and used without your knowledge. 

Threats to your identity are hidden in everyday activities like receiving mail or using an ATM. It can feel overwhelming to think about all the ways our information is exposed, so that's where identity theft protection can help keep eyes on your information.  

Data like your Social Security Number, driver's license number, credit card accounts, home address, insurance information, birthdate, and more, can be the targets of thieves. Your mail could be delivered to the wrong address, thrown in the trash, or just taken out of your mailbox without you knowing. 

Doing everything you can to stay private can't prevent some of these real-life instances, so that's why consumers turn to identity theft protection as a way to help mitigate data exposure. 

Identity Theft Protection for the Family 

You'd never imagine that you would have to worry about your ten-year-old's identity being stolen, but even our youngest family members are vulnerable to such threats. Because they have a clean-slate credit score, they can become targets of fraud through unwanted credit card accounts, loan purchases, and more.

Since you’re less likely to check a child’s credit score, this could be an easy way for identity thieves to fly under the radar until your son or daughter applies for student or car loans. At that point, damage to their identity might be more extensive and more difficult to resolve in a timely manner. 

Along with this, kids using digital devices like tablets and phones can expose themselves to phishing scams that ask for information like email addresses. 

These are things that you don't want to have to worry about while you're eating dinner with family. Identity theft protection for the family exists to help you think less about the what-if's and more on the what-is. 

Credit Monitoring 

Changes in your credit can indicate unwanted activity that occurred without your permission. Someone opening a new account in your name, making purchases with an existing credit card, or applying for loans with your information can ding your credit score, making it more difficult for you to apply for your own loans, mortgages, and more.

Monitoring services will help you closely examine any and all changes to your credit, alerting you when something seems out of the ordinary. Because of this, you can stay on top of any suspicious activity and restore your credit in less time.

If you're caught off-guard or not monitoring your credit, it can take months or even years for you to catch onto fraudulent charges, let alone the subsequent time it takes to investigate and reverse any changes. 

LifeLock Helps Protect Your Identity 

Rather than shy away from ATMs, mailboxes, or digital transactions, you can have some relief knowing that identity theft protection is out there. LifeLock, a pioneer in identity theft protection, helps protect, resolve, and recover after an identity theft incident.

How LifeLock Works

LifeLock breaks down their safeguards into three processes: 

• Detect and Alert: LifeLock helps detect changes to your credit and alerts you through its patented LifeLock Identity Alert™ System†. This includes alerts via phone, email, text, or mobile app, so you know you'll be notified in a way that reaches you, regardless of your preferred form of communication. 

• Restore and Reimburse: Identity Restoration Agents work to resolve identity thefts. If an incident occurs, LifeLock will reimburse qualifying identity theft loses up to the limit of your chosen plan*. 

• Block Cyberthreats: LifeLock and Norton have joined forces to help protect your digital life. Norton technology means you're equipped with a secure VPN you can use when you join a public Wi-Fi space, which helps keep the valuable information you send and receive online encrypted and virtually illegible to third parties. Norton technology helps block threats from reaching your computer, helping safeguard your family against malware, viruses, and more.   

New Norton with LifeLock

LifeLock, one of the leaders in identity theft protection, along with Norton, a leading consumer cybersecurity brand, are now working together to bring you peace of mind as you and your family surf the web, check emails, and log into public Wi-Fi.

With these two brands working side-by-side to help protect you, you can worry less about identity theft vulnerabilities and cybersecurity.

What Types of Identity Protection Does LifeLock Offer?

LifeLock protection is offered in separate plans that you can choose based on the services that you require. LifeLock offers three plans, all with a 60-day money back guarantee with an annual membership. The LifeLock Standard™ monthly plan is $11.99/month the first year; however, the annual plan is $7.50/month the first year if you pay $89.99 at sign-up saving you 37% overall.  The Ultimate Plus™ Individual plan is $34.99/month the first year or $19.99/month the first year if you choose the annual plan and pay $239.88 at sign-up saving you 42%. Lastly, the Ultimate Plus™ plan for 2 adults is $69.99/month the first year or $32.99/month the first year if you choose the annual plan and pay $395.88 at sign-up saving you 52%.

Million Dollar Protection Package*

As you'll see in the differences between these pricing plans, reimbursement coverage increases with each tier of subscription that you sign up for. So what does that entail?

Personal Expense Compensation**: Personal expenses that were incurred as a result of identity theft will be covered up to the limits of your selected plan. 

Reimbursement of Stolen Funds**: You'll be reimbursed the amount of money stolen due to identity theft, up to the amount of your plan. 

Coverage for Lawyers and Experts**: Being a LifeLock member, you'll receive help from lawyers and experts that you might need to help resolve your case. This can be extremely beneficial in the case of identity theft, helping eliminate a big hurdle when dealing with complicated fraud cases. 

**Terms apply. 

Be Prepared with LifeLock Identity Theft Protection

Identity theft can be a huge headache, especially if you're caught unprepared with no plan of action. Starting a resolution plan from scratch, including the preparation of lawyers and communicating with credit bureaus, can be overwhelming to the point of exhaustion.

Take a step toward protecting you and your family — learn more about LifeLock today.

No one can prevent all identity theft.  Wickfire earns commissions from Norton LifeLock from buying links on this page.

† LifeLock does not monitor all transactions at all businesses.

‡ Service Guarantee benefits for State of New York members are provided under a Master

* Reimbursement and Expense Compensation, each with limits of up to $1 million for Ultimate Plus, up to $100,000 for Advantage and up to $25,000 for Standard and Select (Norton 360 with LifeLock Select). And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits under the Master Policy are issued and covered by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.

(1) The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any One-Bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.