Best Expense Tracker Apps Updated August 2025

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Best Expense Tracker Apps
2025 Buyer's GuideUpdated August 2025

9.8

1

9.8

598 people chose Quicken Simplifi this week!
Up to 50% Off Plans
  • Budgeting & Goals: Spending plan + cash flow projection
  • Investing: Basic investment tracking
  • Unique Features: Net worth calculation, retirement planner, refund and return tracker, credit score tracking, secure sharing, comprehensive portfolio insights, performance tracking, access to real-time quotes
  • Bank Sync & Alerts: Auto bank sync, alerts
  • Best For: Users wanting straightforward cash-flow insights

9.8

1

9.8

598 people chose Quicken Simplifi this week!
Up to 50% Off Plans
  • Budgeting & Goals: Spending plan + cash flow projection
  • Investing: Basic investment tracking
  • Unique Features: Net worth calculation, retirement planner, refund and return tracker, credit score tracking, secure sharing, comprehensive portfolio insights, performance tracking, access to real-time quotes
  • Bank Sync & Alerts: Auto bank sync, alerts
  • Best For: Users wanting straightforward cash-flow insights

9.4

2

9.4

  • Budgeting & Goals: Budgeting + retirement saving tools, savings goal setting
  • Investing: Strong investment & wealth tools
  • Unique Features: Investment-focused features
  • Bank Sync & Alerts: Bank + investment sync, alerts
  • Best For: Investors and retirement planners

9.4

2

9.4

  • Budgeting & Goals: Budgeting + retirement saving tools, savings goal setting
  • Investing: Strong investment & wealth tools
  • Unique Features: Investment-focused features
  • Bank Sync & Alerts: Bank + investment sync, alerts
  • Best For: Investors and retirement planners

9.0

3

9.0

  • Budgeting & Goals: Auto-categorize spending + Smart Savings
  • Investing: Guided investing & fractional shares
  • Unique Features: Cash advance, cashback features
  • Bank Sync & Alerts: Links accounts, real-time alerts
  • Best For: Cost-conscious users wanting automated saving tips

9.0

3

9.0

  • Budgeting & Goals: Auto-categorize spending + Smart Savings
  • Investing: Guided investing & fractional shares
  • Unique Features: Cash advance, cashback features
  • Bank Sync & Alerts: Links accounts, real-time alerts
  • Best For: Cost-conscious users wanting automated saving tips

8.8

4

8.8

Get 35% Off with Sign-Up
  • Budgeting & Goals: Create a budget with custom categories & view all your transactions in one place to gain insights into your spend, subscriptions, and cash flow.
  • Investing: Track your portfolio all in one place plus AUM fee free investing
  • Unique Features: High-Yield Cash Account, Estate Planning, AI Financial Assistant, Certified Financial Planner access
  • Bank Sync & Alerts: Sync with Plaid. Real-time notifications about changes to your spending, investments, and credit score
  • Best For: Users seeking a holistic financial suite of products

8.8

4

8.8

Get 35% Off with Sign-Up
  • Budgeting & Goals: Create a budget with custom categories & view all your transactions in one place to gain insights into your spend, subscriptions, and cash flow.
  • Investing: Track your portfolio all in one place plus AUM fee free investing
  • Unique Features: High-Yield Cash Account, Estate Planning, AI Financial Assistant, Certified Financial Planner access
  • Bank Sync & Alerts: Sync with Plaid. Real-time notifications about changes to your spending, investments, and credit score
  • Best For: Users seeking a holistic financial suite of products

8.7

5

8.7

50% Off Your 1st Year, code MONARCHVIP
  • Budgeting & Goals: Customizable zero-based budgets with flex or category based budgeting
  • Investing: Detailed portfolio & advisor tools
  • Unique Features: Link multiple joint and individual accounts for a complete family financial picture
  • Bank Sync & Alerts: Syncs 13k+ institutions, notifications
  • Best For: Couples, advisors, and power users

8.7

5

8.7

50% Off Your 1st Year, code MONARCHVIP
  • Budgeting & Goals: Customizable zero-based budgets with flex or category based budgeting
  • Investing: Detailed portfolio & advisor tools
  • Unique Features: Link multiple joint and individual accounts for a complete family financial picture
  • Bank Sync & Alerts: Syncs 13k+ institutions, notifications
  • Best For: Couples, advisors, and power users

8.4

6

8.4

  • Budgeting & Goals: Create unlimited budgets with transaction split, notes
  • Investing: Net worth tracking, investment overview
  • Unique Features: Concierge cancellations, bill negotiation (35–60% of savings fee), Smart Savings
  • Bank Sync & Alerts: Real‑time bank sync, balance alerts
  • Best For: Individuals with multiple subscriptions looking to save money and automate bills

8.4

6

8.4

  • Budgeting & Goals: Create unlimited budgets with transaction split, notes
  • Investing: Net worth tracking, investment overview
  • Unique Features: Concierge cancellations, bill negotiation (35–60% of savings fee), Smart Savings
  • Bank Sync & Alerts: Real‑time bank sync, balance alerts
  • Best For: Individuals with multiple subscriptions looking to save money and automate bills

8.3

7

8.3

45-Day Free Trial
  • Budgeting & Goals: Powerful budgeting tools, savings goal setting
  • Investing: Basic investment tracking
  • Unique Features: Mint import capability
  • Bank Sync & Alerts: Auto sync with banks, credit cards, and investment accounts
  • Best For: Users looking for a simple budgeting tool for a whole financial picture

8.3

7

8.3

45-Day Free Trial
  • Budgeting & Goals: Powerful budgeting tools, savings goal setting
  • Investing: Basic investment tracking
  • Unique Features: Mint import capability
  • Bank Sync & Alerts: Auto sync with banks, credit cards, and investment accounts
  • Best For: Users looking for a simple budgeting tool for a whole financial picture

8.1

8

8.1

Save up to 50%
  • Budgeting & Goals: Simple budgeting functions
  • Investing: Credit monitoring only
  • Unique Features: Extensive credit score & report resources
  • Bank Sync & Alerts: Bank sync, balance & credit alerts
  • Best For: Credit-conscious users

8.1

8

8.1

Save up to 50%
  • Budgeting & Goals: Simple budgeting functions
  • Investing: Credit monitoring only
  • Unique Features: Extensive credit score & report resources
  • Bank Sync & Alerts: Bank sync, balance & credit alerts
  • Best For: Credit-conscious users

8.0

9

8.0

  • Budgeting & Goals: AI-driven budget setup, daily spending limits, customizable goals, automated savings challenges
  • Investing: Not offered
  • Unique Features: AI chat coach (roast/hype), Cash advances: up to $250 interest-free
  • Bank Sync & Alerts: Connects via Plaid, auto-recognizes recurring bills and subscriptions, real-time alerts
  • Best For: Young users who want a fun, conversational AI companion for budgeting, automated savings, occasional cash advances, and starting credit building

8.0

9

8.0

  • Budgeting & Goals: AI-driven budget setup, daily spending limits, customizable goals, automated savings challenges
  • Investing: Not offered
  • Unique Features: AI chat coach (roast/hype), Cash advances: up to $250 interest-free
  • Bank Sync & Alerts: Connects via Plaid, auto-recognizes recurring bills and subscriptions, real-time alerts
  • Best For: Young users who want a fun, conversational AI companion for budgeting, automated savings, occasional cash advances, and starting credit building

Our Top Choice

9.8

1

9.8

598 people chose Quicken Simplifi this week!
Up to 50% Off Plans
  • Budgeting & Goals: Spending plan + cash flow projection
  • Investing: Basic investment tracking
  • Unique Features: Net worth calculation, retirement planner, refund and return tracker, credit score tracking, secure sharing, comprehensive portfolio insights, performance tracking, access to real-time quotes
  • Bank Sync & Alerts: Auto bank sync, alerts
  • Best For: Users wanting straightforward cash-flow insights

9.8

1

9.8

598 people chose Quicken Simplifi this week!
Up to 50% Off Plans
  • Budgeting & Goals: Spending plan + cash flow projection
  • Investing: Basic investment tracking
  • Unique Features: Net worth calculation, retirement planner, refund and return tracker, credit score tracking, secure sharing, comprehensive portfolio insights, performance tracking, access to real-time quotes
  • Bank Sync & Alerts: Auto bank sync, alerts
  • Best For: Users wanting straightforward cash-flow insights

Compare Features

Bank Sync & Alerts
Best Overall
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Deal
Up to 50% Off Plans Get 35% Off with Sign-Up 50% Off Your 1st Year, code MONARCHVIP 45-Day Free Trial Save up to 50%
Deal Up to 50% Off Plans Get 35% Off with Sign-Up 50% Off Your 1st Year, code MONARCHVIP 45-Day Free Trial Save up to 50%
Budgeting & Goals
Spending plan + cash flow projection Budgeting + retirement saving tools, savings goal setting Auto-categorize spending + Smart Savings Create a budget with custom categories & view all your transactions in one place to gain insights into your spend, subscriptions, and cash flow. Customizable zero-based budgets with flex or category based budgeting Create unlimited budgets with transaction split, notes Powerful budgeting tools, savings goal setting Simple budgeting functions AI-driven budget setup, daily spending limits, customizable goals, automated savings challenges
Budgeting & Goals
Spending plan + cash flow projection Budgeting + retirement saving tools, savings goal setting Auto-categorize spending + Smart Savings Create a budget with custom categories & view all your transactions in one place to gain insights into your spend, subscriptions, and cash flow. Customizable zero-based budgets with flex or category based budgeting Create unlimited budgets with transaction split, notes Powerful budgeting tools, savings goal setting Simple budgeting functions AI-driven budget setup, daily spending limits, customizable goals, automated savings challenges
Investing
Basic investment tracking Strong investment & wealth tools Guided investing & fractional shares Track your portfolio all in one place plus AUM fee free investing Detailed portfolio & advisor tools Net worth tracking, investment overview Basic investment tracking Credit monitoring only Not offered
Investing
Basic investment tracking Strong investment & wealth tools Guided investing & fractional shares Track your portfolio all in one place plus AUM fee free investing Detailed portfolio & advisor tools Net worth tracking, investment overview Basic investment tracking Credit monitoring only Not offered
Unique Features
Net worth calculation, retirement planner, refund and return tracker, credit score tracking, secure sharing, comprehensive portfolio insights, performance tracking, access to real-time quotes Investment-focused features Cash advance, cashback features High-Yield Cash Account, Estate Planning, AI Financial Assistant, Certified Financial Planner access Link multiple joint and individual accounts for a complete family financial picture Concierge cancellations, bill negotiation (35–60% of savings fee), Smart Savings Mint import capability Extensive credit score & report resources AI chat coach (roast/hype), Cash advances: up to $250 interest-free
Unique Features
Net worth calculation, retirement planner, refund and return tracker, credit score tracking, secure sharing, comprehensive portfolio insights, performance tracking, access to real-time quotes Investment-focused features Cash advance, cashback features High-Yield Cash Account, Estate Planning, AI Financial Assistant, Certified Financial Planner access Link multiple joint and individual accounts for a complete family financial picture Concierge cancellations, bill negotiation (35–60% of savings fee), Smart Savings Mint import capability Extensive credit score & report resources AI chat coach (roast/hype), Cash advances: up to $250 interest-free
Bank Sync & Alerts
Auto bank sync, alerts Bank + investment sync, alerts Links accounts, real-time alerts Sync with Plaid. Real-time notifications about changes to your spending, investments, and credit score Syncs 13k+ institutions, notifications Real‑time bank sync, balance alerts Auto sync with banks, credit cards, and investment accounts Bank sync, balance & credit alerts Connects via Plaid, auto-recognizes recurring bills and subscriptions, real-time alerts
Bank Sync & Alerts
Auto bank sync, alerts Bank + investment sync, alerts Links accounts, real-time alerts Sync with Plaid. Real-time notifications about changes to your spending, investments, and credit score Syncs 13k+ institutions, notifications Real‑time bank sync, balance alerts Auto sync with banks, credit cards, and investment accounts Bank sync, balance & credit alerts Connects via Plaid, auto-recognizes recurring bills and subscriptions, real-time alerts
Best For
Users wanting straightforward cash-flow insights Investors and retirement planners Cost-conscious users wanting automated saving tips Users seeking a holistic financial suite of products Couples, advisors, and power users Individuals with multiple subscriptions looking to save money and automate bills Users looking for a simple budgeting tool for a whole financial picture Credit-conscious users Young users who want a fun, conversational AI companion for budgeting, automated savings, occasional cash advances, and starting credit building
Best For
Users wanting straightforward cash-flow insights Investors and retirement planners Cost-conscious users wanting automated saving tips Users seeking a holistic financial suite of products Couples, advisors, and power users Individuals with multiple subscriptions looking to save money and automate bills Users looking for a simple budgeting tool for a whole financial picture Credit-conscious users Young users who want a fun, conversational AI companion for budgeting, automated savings, occasional cash advances, and starting credit building

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