Pets Best Review
9.4

    Why Pets Best Pet Insurance? 

    When we go to the doctor, we know that the bill can be high for even the smallest things; an x-ray can cost over $100, each prescription refill can be $50, etc. Without health insurance, these prices can go from annoying to unaffordable in just a few procedures. 

    As soon as we walk into a veterinarian's office, we know that the bill isn't going to be cheap either. So, why don't we approach our pet's health costs the same way we approach our own? Instead of avoiding vet bills, we should be anticipating them, knowing that throughout our pet's lifetime, they'll see a veterinarian. Whether it's for an annual wellness exam or a major incident, we should have insurance on hand to cover the large costs that can quickly build up for our pets.

    Luckily for pet owners, pet health insurance is not as complicated as our own health insurance. With pet insurance companies like Pets Best, reimbursements and claims can be made quickly and easily, giving you complete control over the type of coverage that you have for your pet. After all, in an emergency, you're going to be thinking about your pet's health, not the stipulations of a health insurance policy.

    Want to find out more about pet insurance for your cat or dog? Get a free quote online and start learning more about how to protect your four-legged family member. 

    How It Works

    You could be reluctant to even look into pet insurance just because the idea of "insurance" is overwhelming. Pets Best takes the hassle out of the process, giving you clarity and transparency as you're preparing for any upcoming vet costs.

    Step 1: Check your pet's eligibility

    You can easily check the eligibility of your dog or cat through the Pets Best online pet portal. You'll register their name, age, species (cat or dog), breed, and more specifics. There are no upper age limits, so your pet won't be denied just because they're an older dog or cat. They will, however, have to be at least 7 weeks old to qualify for insurance.

    Step 2: Download the Pets Best mobile app

    Once your dog or cat is eligible, you'll gain access to the Pets Best mobile app or their online pet profile. There, you can add another pet to your account, view your plan details, sign up for direct deposit, submit or update claims, and more.

    With the mobile app, you can simply take a photo of a paid veterinarian invoice and then upload it for quick reimbursement.

    Here, you can also request that Pets Best pay your vet directly through a vet direct pay reimbursement form. This can help cover any upfront costs that might incur. If you don't have the credit card funds or the cash to cover vet costs before you get reimbursed, this can be an extremely helpful resource.

    Step 3: File your claim

    Preemptively setting up your pet's account makes it simple to file a claim and receive your reimbursement. This is also an opportune time to look into the Vet Direct Pay option and make sure that you know exactly how you can tackle any big vet bills in the future.

    Step 4: Get reimbursed!

    Whether you choose direct deposit or receive paper checks, Pets Best is known for their quick responses and timely reimbursements.

    Types of Coverage

    Pets Best takes into consideration the different types of economic needs between different pet owners.

    BestBenefit Accident and Illness Plans

    The most comprehensive of their plans, the BestBenefit is customizable to fit your needs. Paying you back for unexpected illnesses and accidents, you can add or subtract features from the BestBenefit plan to fit your budget. For instance, you can exclude coverage for prescription medications, physical rehab, acupuncture and chiropractic treatments, and exam fees if needed.

    Under the BestBenefit Plan, dogs and cats 7 weeks and older are covered from their younger days to their senior stages. You'll be amazed by the long list of procedures and diagnoses that are covered by Pets Best, and we highly recommend diving fully into their coverages to know exactly what this plan can offer.

    For instance, you'll see that cancer treatments, which can easily reach into the $7,000 range, are covered through this policy. Being an unforeseen medical event, coverage for this type of bill can save your wallet in a time of need.

    This plan also covers congenital and hereditary conditions, chronic conditions, prescribed prosthetic devices, and so much more.

    You will see that some treatments are excluded under this policy, and we'll only highlight a few that are noteworthy. Again, we highly recommend checking out the full description of exclusions to better understand what falls under this coverage.

    Pre-existing conditions, such an illness or injury that occurs before your policy period or during the waiting period, are excluded from coverage. This is just another reason to sign up for pet insurance before these accidents or illnesses occur.

    Other common veterinary procedures that are excluded from this policy are nail trimming and anal gland expression since they fall under the umbrella of "Preventative and Elective Procedures." Several other procedures are listed under this category.

    Testing, treatment, and prevention of parasites is another common medical expense that will not be considered under this policy, along with holistic or experimental procedures.

    All in all, you're likely to benefit more from this type of coverage in the event of a major medical event that you won't be able to predict. This is a financial measure you can take to ensure that your pet receives the best treatment without worrying about reaching a monetary limit.

    Accident Only Coverage

    Designed for those with a lower monthly budget to set towards premiums, accident-only coverage is perfect for things like broken bones, accidental swallowing, snake bites, and more. This plan is a lower cost per month, but it doesn't cover medical issues such as an illness or cancer.

    All ages and breeds quality for accident-only coverage and this can be a great first step to getting your new, rambunctious-year-old pup insured since you know he'll likely get into something.

    Routine Care Coverage

    For expected medical expenses like routine shots and teeth cleaning, you can enroll in the BestWellness Plan. This tier of insurance is another great way to budget for a new puppy or kitten in the household. You can cover things like yearly vaccinations, bloodwork, FELV screenings for cats, and other expected exams.

    You'll be proactive in assessing your pet's health, getting a jump start on any type of treatment they might need in the future.

    Resources

    With Pets Best coverage, you get the community support and resources to help you navigate through a pet's illness or injury. On the Pets Best website, you gain access to helpful articles that keeps you informed on healthy habits and advice for your dog or cat. Along with that, a Pets Best insurance policy comes with 24/7 access to a pet healthline, where you can call trained advisors with any questions or concerns about your dog or cat. 

    Types of Veterinarians

    Pets Best pet insurance covers different types of veterinarian visits, not just a primary care vet. This coverage will extend to specialist visits like oncologists, ophthalmologists, and more to give your pet the coverage they truly need. This policy also extends to emergency room doctors, including after-hour visits.

    By widening your options, you can rest assured knowing that your vet visit will be covered, no matter where you are.

    Pets Best and the Community

    One of our favorite aspects about Pets Best is their involvement in the pet community, and this includes the veterinarian-founded company itself as well as the animal rescues that Pets Best supports.

    Started by a veterinarian, Pets Best is able to understand what dogs and cats need in forms of treatment. They aim to provide pet owners with the best resources, affordable options, and the knowledge to help dogs and cats live their best lives.

    Want to learn more about Pets Best pet insurance and get a free quote on your dog or cat's insurance? Visit their website and get a free quote in no time.

    There's nothing better than knowing that your loved ones are taken care of, and along with that, your finances.

    Pets Best
    9.4