Join the millions that have trusted BuyersGuide.org's expert reviews and data-driven recommendations. Our curated list of pet insurance providers includes options for dogs and cats of all breeds and ages and with prices that will fit any budget.

Best Pet Insurance - 2024 Buyer's Guide Updated April 2024

Join the millions that have trusted BuyersGuide.org's expert reviews and data-driven recommendations. Our curated list of pet insurance providers includes options for dogs and cats of all breeds and ages and with prices that will fit any budget.

9.9

1

9.9

Save 5% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Prescriptions
  • Age Range: 8 weeks and up
  • Price: Plans from $10/month
  • Claims: Submit via app, get paid in minutes upon approval

9.9

1

9.9

Save 5% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Prescriptions
  • Age Range: 8 weeks and up
  • Price: Plans from $10/month
  • Claims: Submit via app, get paid in minutes upon approval

9.6

2

9.6

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Price: From $18/month
  • Claims: Submit online, get paid in as little as 3 days upon approval

9.6

2

9.6

Save 10% with 2 or More Insured Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks to 14 years
  • Price: From $18/month
  • Claims: Submit online, get paid in as little as 3 days upon approval

9.2

3

9.2

$1,000 in Online Vet Visits Included- No Extra Cost
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks and up
  • Price: From $25/month
  • Claims: Submit online, get paid 1-2 days upon approval

9.2

3

9.2

$1,000 in Online Vet Visits Included- No Extra Cost
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 6 weeks and up
  • Price: From $25/month
  • Claims: Submit online, get paid 1-2 days upon approval

9.1

4

9.1

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 8 weeks and up
  • Price: From $12/month
  • Claims: Submit online, get paid in as little as 7 days upon approval

9.1

4

9.1

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care
  • Age Range: 8 weeks and up
  • Price: From $12/month
  • Claims: Submit online, get paid in as little as 7 days upon approval

8.8

5

8.8

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Therapy
  • Age Range: 8 weeks and up
  • Price: From $16/month
  • Claims: Submit online, get paid 2-3 business days upon approval

8.8

5

8.8

Save 10% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Therapy
  • Age Range: 8 weeks and up
  • Price: From $16/month
  • Claims: Submit online, get paid 2-3 business days upon approval

Our Top Choice

9.9

1

9.9

Save 5% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Prescriptions
  • Age Range: 8 weeks and up
  • Price: Plans from $10/month
  • Claims: Submit via app, get paid in minutes upon approval

9.9

1

9.9

Save 5% for Eligible Multiple Pets
  • Coverage: Accident, Illness, Preventive Care, Prescriptions
  • Age Range: 8 weeks and up
  • Price: Plans from $10/month
  • Claims: Submit via app, get paid in minutes upon approval

Compare Features

Age Range
Best Overall
2.
Best for Dogs
3.
4.
5.
Deal
Save 5% for Eligible Multiple Pets Save 10% with 2 or More Insured Pets $1,000 in Online Vet Visits Included- No Extra Cost Save 10% for Eligible Multiple Pets
Deal Save 5% for Eligible Multiple Pets Save 10% with 2 or More Insured Pets $1,000 in Online Vet Visits Included- No Extra Cost Save 10% for Eligible Multiple Pets
Coverage
Accident, Illness, Preventive Care, Prescriptions Accident, Illness, Preventive Care Accident, Illness, Preventive Care Accident, Illness, Preventive Care
Coverage
Accident, Illness, Preventive Care, Prescriptions Accident, Illness, Preventive Care Accident, Illness, Preventive Care Accident, Illness, Preventive Care
Age Range
8 weeks and up 6 weeks to 14 years 6 weeks and up 8 weeks and up
Age Range
8 weeks and up 6 weeks to 14 years 6 weeks and up 8 weeks and up
Price
Plans from $10/month From $18/month From $25/month From $12/month
Price
Plans from $10/month From $18/month From $25/month From $12/month
Claims
Submit via app, get paid in minutes upon approval Submit online, get paid in as little as 3 days upon approval Submit online, get paid 1-2 days upon approval Submit online, get paid in as little as 7 days upon approval
Claims
Submit via app, get paid in minutes upon approval Submit online, get paid in as little as 3 days upon approval Submit online, get paid 1-2 days upon approval Submit online, get paid in as little as 7 days upon approval

Pet Insurance Buyer's Guide

Pet insurance is a health care policy that’s specifically designed to provide you reimbursement for any health expenses that are covered by the policy that you’ve chosen for your pet. A pet insurance policy will pay a portion or the entire cost of your pet’s medical bills depending on the coverage you’ve selected. A pet insurance policy is an easy way to manage your bills so that you don’t find yourself in a situation where you’re forced to spend more money than you can afford, simply to provide your pet the care that they need. 

Visit our overall top pick for Pet Insurance, Lemonade.

Our Top 3 Pet Insurance Picks


1. Lemonade - 9.9

Lemonade Pet Insurance provides coverage for diagnostics, procedures, medications, and preventative care treatments. Lemonade only has a waiting period of two days for accidents, which is significantly less time than numerous competitors. Read our full Lemonade review.


2. Embrace - 9.6

Embrace pet insurance takes the guesswork out of protecting your pet. Your pet is family and no matter what happens you want to be there for them. In an emergency, the last thing you should worry about is finances, so Embrace Pet Insurance works hard to cover costs while you focus on what's important. Rated A+ by the Better Business Bureau, Embrace is a comprehensive insurance plan designed with your pet in mind. With its personalized policies, you can decide what's right for you and your family while your pet receives some of the best coverage on the market. Ready to see what Embrace has to offer? Get started with a free, online quote that gets your pet covered in a few business days.  Read our full Embrace review.


3. Fetch Pet Insurance - 9.2

Fetch Pet Insurance stands out from its competitors by covering items other pet insurance won't pay for, such as breed-specific issues, tooth problems, and complete sick visits. With affordable, comprehensive pet insurance for dogs and cats, Fetch Pet Insurance offers one simple, easy-to-understand plan. Read our full Fetch Pet Insurance review.

ABOUT BUYER'S GUIDE



Navigating the many choices for every consumer purchase can be challenging. Our team spends hours doing research, combing through forums, and reading consumer reviews on even the most basic of household items, and we summarize that information in clear, precise comparisons.

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