Credible Review

  • Loan term: 24-84 months
  • APR: 4.99% - 35.99%
  • Risk-free and free to use
  • Compare rates in under 2 minutes
  • Loans and refinancing options
  • Work with Client Success Team
  • Loan term: 24-84 months
  • APR: 4.99% - 35.99%
  • Risk-free and free to use
  • Compare rates in under 2 minutes
  • Loans and refinancing options
  • Work with Client Success Team

Credible

9.4

Credible serves as a virtual marketplace where you can compare personal loan and student loan refinancing rates from vetted lenders. At no risk to you or your credit score, you can find and compare pre-qualified rates in as little as 2 minutes. Credible.com is your go-to website for anything from a personal loan to comparing credit cards — a user-friendly process and understandable breakdowns of the financial services you'll receive makes Credible stand out among its competitors. Credible is one of the best platforms to find a personal loan or student loan refinancing strategy that is right for your wallet and goals. 

Ready to see which personalized rates you qualify for? Credible's online form is an easy, risk-free way to compare pre-qualified personal loan and student loan refinancing offers. Try it today for free!

The Process

Planning your financial future and comparing loan rates can seem like a daunting road that you want to avoid. An easy platform like Credible will give you a clear, comprehensive look at your options, helping you better understand the steps you might need to take in your career, academia, or day-to-day. How easy is it to compare rates? Check out how easy it was for us to start looking at rates. In just two minutes, and at no risk to your credit score, you can compare real, pre-qualified rates to determine the best option for your personal circumstance.

Step 1: Pick the type of loan you're looking for

Step 2: Designate the amount of money

Step 3: Answer a simple questionnaire (If you're looking for a personal loan, you will be asked to provide your SSN in order for lenders to check your credit score. They use 256-Bit encryption and SSL methods to protect your sensitive information)

Step 4: Receive a list of personalized and pre-qualified rates from trusted lenders and filter by APR, monthly payments, and more to find the best option for you. 

Credible is so confident in their rates that they even offer a Best Rate Guarantee. You can receive $200 if you find a better personal loan or student loan refinancing rate elsewhere, with some added terms and conditions to this. 

The Difference Credible Makes

Credible doesn't just throw difficult numbers at you. In fact, once you decide to move forward with Credible, you can talk with a Client Success Team member who will help you digest any complex jargon and terminology. Credible is a free service, and they want to make sure that you receive the financial benefits that you deserve. If you're going to be comparing rates, you're already money-savvy and wanting to make sure your money goes further. Credible knows this and helps you take the next step with your personal loan or student loan refinancing option. 

Different Services

Credible isn't just a personal loan service. It has evolved to help consumers make the best decision when it comes to these financial services: 

  • Student Loan Refinancing
  • Student Loans
  • Personal Loans
  • Mortgage
  • Mortgage Refinancing
  • Credit Card Comparisons

Credible's versatility and their partnerships with trusted lenders give them a huge leg up when it comes to borrowing and lending. Due to their momentum in personal loans, they've created a competitive marketplace where lenders are vying to earn consumers' loyalty with lower APRs, lower monthly payments, and more. 

Want to give Credible a try? You can fill out their online request form and receive results in just a few minutes. If you have a big purchase coming up, need help with your student loans, considering grad school, or something else, there's no risk to trying one of the easiest comparison services out there.