Best Personal Loans - 2019 Borrower's Guide

Join the millions that have trusted BuyersGuide.org to help them make smarter buying decisions. Let our independent expert reviews and data-driven shopping recommendations help you find the Personal Loan that's right for you. Before applying for any type of loan, you should thoroughly understand the repayment terms and your own financial history so you can make an informed decision.

Join the millions that have trusted BuyersGuide.org to help you find the Personal Loan that's right for you.


Blue Trust Loans

9.5
More
  • Repay in installments
  • Loan amounts up to $2000
  • Customer service representatives available
  • Apply online and get approved quickly

Jora Credit

9.4
More
  • Funds as soon as the next business day
  • Loan amounts range from $500 - $2600
  • No early payoff penalty
  • Fast, simple, secure application process
  • Flexible repayment schedule, no hidden fees

LendingTree

9.2
More
  • Compare competitive rates from lenders
  • Loan requests are easy and free
  • Loan amounts range from $1000 - $35,000
  • Work with a personal loan officer
  • Offers from up to 5 different lenders in minutes

Lexington Law

9.0
More
  • Call (833) 381-4488 to get started
  • FREE, no-obligation consultation
  • Free credit summary and score analysis
  • Over 500,000 clients serviced
  • Credit score tracking & analysis

VivaLoan

8.9
More
  • Receive your funds the next day
  • All credit types accepted
  • Access to multiple loans
  • Help rebuild your credit
  • Loans up to $15,000

The Loan Exchange

8.8
More
  • Borrow between $2600 and $100,000
  • Get money as soon as next business day
  • Easy to complete online application
  • Low rates for excellent credit holders

Our Top Choice



Blue Trust Loans

9.5
More
  • Repay in installments
  • Loan amounts up to $2000
  • Customer service representatives available
  • Apply online and get approved quickly
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Choosing The Best Option

What goes into being the best, you may ask. The criteria we've looked at include:

Satisfaction guarantee. Satisfaction guarantee
Extra Costs. Extra costs
Selection. Selection
Potential Savings. Potential Savings
Coupon Codes. Coupon codes
Reputation. Reputation

Some factors to take into consideration when applying for a personal loan include:

Annual Percentage Rate (APR) - the annual rate charged for borrowing your personal loan

Repayment Terms - think about how long you realistically need to pay back your loan

Transaction Fees - some companies charge hefty fees to transfer money into your account

Credit Score - lenders will take your past credit record into account when determining your loan terms

Ultimately, only you can decide what type of loan is appropriate for your financial needs.

Trusting our top pick

Navigating the many choices for every consumer purchase can be challenging. Our team spends hours doing research, combing through forums, and reading consumer reviews on even the most basic of household items, and we summarize that information in clear, precise comparisons.

Join the millions that have trusted BuyersGuide.org to help them make smarter buying decisions. We help our readers spend their money wisely and find the right product to suit their specific needs. Our independent expert reviews and data-driven shopping recommendations empower you find the personal loan that's right for you.

What sets us apart?

We leverage user data to understand decision-making and put the best products in front of each user. We tailor our comparisons to what matters to our user's needs, specific or broad. We keep our content up to date, we are constantly looking for new merchants and products to compare, and we are quick to remove any that are outdated or no longer meeting our standards. Our rankings change day-to-day based on our proprietary algorithms, that crunch data to identify top-performing products and tailor recommendations to exactly what our readers are looking for.

Have a question or want to make a recommendation? We love to hear from our readers and are always looking for new products to include on our site. Get in touch!